A lump sum for payroll, materials and inventory, sized to your deposits. For established Milwaukee businesses. Soft pull, no tax returns.
Check My OptionsWorking Capital ยท Milwaukee
Manufacturers, suppliers, care providers and seasonal businesses use working capital to keep operating while they wait to be paid.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and roughly three months of statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, alongside your deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Milwaukee still makes things. Machine shops, fabricators, food producers and the suppliers around them are a big part of the local economy, and many of them sell on invoice terms to larger customers. The work gets done, the invoice goes out, and then the wait begins. Meanwhile, payroll runs every two weeks and the steel or packaging supplier wants to be paid on delivery.
Working capital funding fills that gap with a single lump sum. You use it for the operating costs in front of you, and you repay on the schedule laid out in your offer, which also shows the full repayment amount before you accept.
The same squeeze shows up across the city:
For illustration: a fabricator with steady monthly deposits and few existing obligations will usually be offered more than a similar shop already carrying several payments. That is because the amount depends mainly on deposits and what is already going out. We review about three months of business bank statements to see that picture.
FICO scores of 500 and up are considered, with credit read alongside your deposit history. No tax returns are required, the process starts with a soft credit pull, and sole proprietors can apply. Our how much can I borrow page explains more.
Long winters and busy summers mean many local businesses earn most of their money in a few months. Taking working capital before the rush lets you buy and hire on your own schedule instead of scrambling. Because your offer spells out repayment in advance, you can check it against your slow months before committing. If the schedule would strain a quiet January, it is better to know that before you accept than after. You are never obligated to take an offer that does not fit.
The application takes about five minutes. Upload your statements, review your offer, and accept only if it fits. Qualified businesses can be funded in as little as 24 hours. Prefer to draw as you go? See our Milwaukee line of credit, or browse working capital across Wisconsin.
Everyday operating costs such as payroll, materials, inventory, rent and repairs.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
No. We work from about three months of business bank statements.
FICO scores from 500 are considered, weighed together with how steady your deposits are.
Qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
A few practical steps can help your working capital review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding