Fast decisions for capital-region businesses, with funding in as little as 24 hours for qualified applicants. No tax returns required.
Start FastFast Business Funding · Sacramento
Apply in 5 minutes, send about three months of bank statements and get a clear offer quickly. You see the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and recent bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Steady deposits count for a lot in our review.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in your offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
People search for same-day business funding in Sacramento because something broke, a deal showed up or payroll is Friday. We want to be straight with you: we do not promise money the same day. What we do is move quickly. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. That is usually faster than any bank process in the region, and it comes with a clear offer you can read before you commit.
The capital region has a big public sector, a large healthcare presence and a food scene that leans on the farms around it. That mix creates its own cash crunches: contractors waiting on payment cycles, restaurants restocking after a busy weekend, service companies covering payroll while invoices age. When timing is the problem, a fast decision matters more than a long product menu.
Most delays come from missing statements, so have them ready before you apply.
Speed is a feature, not a product. Depending on your deposits and the use, your offer may be a merchant cash advance, working capital, a business line of credit, equipment financing or revenue-based financing. We will explain which one fits and why.
For illustration: a Midtown café loses a refrigeration unit on a Tuesday. The owner applies that morning, uploads three months of statements, answers two questions about an existing equipment payment and has an offer to review shortly after. If they qualify and accept, funds can land in as little as 24 hours. The owner reads the full repayment amount and schedule before signing, so there is no guessing about what the fix really costs.
We serve established businesses with steady deposits. FICO 500+ is considered and sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and the amount depends mainly on your deposits and existing obligations.
We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Missing or partial bank statements, unclear ownership details and slow replies to follow-up questions. Having three months of statements ready helps most.
No surprises. Your offer shows the full repayment amount before you accept, and nothing gets added after you sign.
We consider FICO 500+ and weigh it alongside your deposits and current obligations.
No. We start with a soft credit pull.
Example uses for illustration only.
These steps help us get you a decision as quickly as possible.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding