Cash for Atlanta restaurants, shops and service businesses, repaid from future sales. Apply in 5 minutes with a soft credit pull to start.
Check My OfferMerchant Cash Advance ยท Atlanta
From Buckhead dining rooms to Westside repair shops, an advance gives Atlanta owners working cash now and ties repayment to the sales they actually make.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
We consider FICO 500+ and give real weight to your deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.
How and when collections happen is laid out in the offer, so you can budget for it from day one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Walk through Midtown, Buckhead, Old Fourth Ward or the strip centers along Buford Highway and most of the money changing hands moves through a card terminal. Restaurants, salons, auto shops, boutiques and service businesses near the convention district all live on daily card volume. A merchant cash advance is built for exactly that kind of business: you receive a lump sum now, and repayment comes from a share of future sales instead of a fixed bank payment that ignores a slow week.
Typical uses we see: covering inventory ahead of a big convention or game weekend, replacing a broken hood system or cooler, hiring extra staff before a busy stretch, or catching up on rent after a slow month. Atlanta has hot summers and busy event calendars, so plenty of owners need cash ahead of the rush rather than after it.
An advance works best when card sales are consistent and you want repayment that follows them. If your revenue comes mostly from invoices, a working capital loan in Atlanta may fit better. If your needs come and go, compare a business line of credit in Atlanta. When you are ready, start your application.
We do not pick a number off a chart. We read your last few months of deposits to see how much comes in, how steady it is, and how much already goes out to other funders each week. A taqueria on Buford Highway with consistent daily card batches and no other advances will usually see a different offer than a seasonal shop that is already carrying two. For illustration only: a business depositing a healthy, even amount each month with no existing advances has more room than the same business paying down obligations elsewhere. Keeping your account clean and your deposits regular is the simplest way to put yourself in a better position.
We fund from $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and what you already owe to other funders.
No perfect score needed. We consider FICO 500 and up and look closely at the health of your bank deposits.
Yes. Sole proprietors can apply as long as the business has steady deposits running through a business bank account.
Every offer spells out the full repayment amount before you accept, so you can compare it against your margins. Nothing gets added after you sign.
Qualified businesses can be funded in as little as 24 hours after approval and signed paperwork.
Example uses for illustration only.
A few habits make your next advance offer stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding