A revolving source of funds for LA businesses that need cash on hand for slow-paying clients, inventory timing and repairs. Soft pull to start.
See My LimitLine of Credit | Los Angeles
Importers, agencies, contractors and restaurant groups across Los Angeles use a line to smooth out timing gaps. We review deposits and spell out every amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Qualified businesses can access funds in as little as 24 hours.
FICO 500+ is considered. We give weight to steady business deposits.
Your offer shows full repayment amounts before you accept. No surprise costs after you sign.
The schedule is part of your offer, so each draw fits your budget.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plenty of Los Angeles businesses do not need one big lump sum. They need access to cash when a client pays late, a container arrives early, or a busy weekend drains inventory. A business line of credit gives you a set limit you can draw against as needs come up instead of borrowing everything at once.
We see interest from:
If your need is a one-time purchase, our working capital loans in Los Angeles may be simpler.
The application takes about 5 minutes. We ask for about three months of business bank statements, and no tax returns are required. We begin with a soft credit pull. FICO 500 and up is considered, and sole proprietors are welcome to apply.
Your limit is shaped mainly by deposit volume, consistency, and current obligations.
A line of credit works best when it covers short, specific needs that pay back from normal revenue. Owners across Los Angeles use a line to buy inventory ahead of a busy weekend, then repay as those sales come in. Others keep it as a safety net for a broken refrigerator, a delayed shipment at the port, or a client who pays sixty days late.
It helps to set your own rules. Decide what kinds of expenses justify a draw. Track each draw against the revenue it is meant to support. Avoid using the line to cover ongoing losses, since that only pushes the problem forward. Treated this way, a line gives you breathing room without turning into a permanent balance, and you always know from your offer what each draw will cost to repay.
Before you accept, your offer explains how repayment works and shows the full amounts involved, with no surprise costs after you sign. The repayment schedule is spelled out so you can plan around it. Funding ranges from $25,000 to $5,000,000, and qualified businesses can access funds in as little as 24 hours.
With a line, you draw what you need up to your limit instead of taking the full amount at once. It works well for recurring or unpredictable expenses.
Limits depend mainly on your monthly deposits and existing obligations. Our overall funding range is $25,000 to $5,000,000.
We start with a soft credit pull, which does not impact your score.
We work with established businesses that show steady deposits. About three months of business bank statements give us the picture we need.
No single factor decides. FICO 500 and up is considered, and deposits weigh heavily in our review.
Ask about the details when you receive your offer. Your offer explains how the line works, including draws and repayment, before you accept.
Example uses for illustration only.
Simple moves that can help your line application.
One secure application. A soft credit pull to start. No obligation to accept an offer.
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