Pay drivers and dispatch on time while brokers and shippers pay on terms. Funding from $25,000 for regional and local carriers, based on your bank deposits.
Cover Driver PayrollTrucking Payroll
Loads get delivered this week and paid next month. We help regional and local carriers cover payroll in between with funding sized to real deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and recent bank statements, no tax returns required. Qualified carriers can be funded in as little as 24 hours.
FICO 500+ is considered. We begin with a soft credit pull and weigh your deposits heavily.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is set out in the offer, so you can match it to settlement days and payroll.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
For a regional or local carrier, the math is familiar. Drivers are paid weekly, by the mile, the load or the hour. Dispatchers, mechanics and office staff are on payroll too. The shipper or broker who owes you for those loads pays on 30, 45 or 60 day terms. Add fuel, which you also pay for up front, and a few slow-paying customers can leave the account thin on payday.
Losing a good driver over a late check is expensive. Recruiting and onboarding a replacement costs far more than covering the gap.
Our trucking funding is built for established regional and local carriers with steady deposits: dedicated routes, local delivery, drayage, dump and aggregate hauling, and similar operations. We review about three months of business bank statements, consider FICO 500+, start with a soft credit pull and do not require tax returns. Owner-operators running as sole proprietors can apply.
For illustration: a local carrier with a dozen drivers might find that one broker paying late leaves it short for two payrolls. Funding those two cycles, plus fuel for the same period, is a cleaner request than covering one week at a time and coming back. The amount offered depends mainly on your deposits and existing obligations.
Every offer shows the full repayment amount and the repayment schedule before you accept. No surprise costs appear after you sign. Line that schedule up against your settlement and payroll dates before committing.
The application takes about 5 minutes. Decisions move quickly and qualified businesses can be funded in as little as 24 hours. Apply now to see what your deposits support.
Our trucking pages are aimed at regional and local carriers with steady deposits. We review each application on its own merits and cannot promise funding for any particular type of operation.
No. Factoring sells individual invoices. Our products are based on your overall business bank deposits, so we do not contact your brokers or shippers.
Yes. Sole proprietors can apply, as long as the business shows steady deposits.
A soft pull is used to start, so it does not register as a hard inquiry at that stage.
Yes. Many carriers size one request to cover driver payroll and fuel for the same stretch.
Start with the number of payroll cycles between delivering loads and getting paid for them, then add fuel and a modest buffer for a broker who pays late. Requesting the real gap once is usually easier to manage than several small requests.
Example uses for illustration only.
Carriers that manage these basics usually find payroll funding easier to obtain.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding