Merchant Fund Express
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Pet Grooming Cash Flow Funding for Salons and Vans

Replace a dryer, outfit a van or add stations without draining your account. Established groomers can get $25,000 to $5,000,000.

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Pet Grooming Cash Flow

Keep the tables full and the equipment running

A broken tub or a van in the shop costs appointments every day. Apply in about five minutes with three months of bank statements.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Funding sized for grooming businesses

Quick review, light paperwork

Three months of bank statements and no tax returns. Qualified groomers can be funded in as little as 24 hours.

Credit flexibility

FICO 500+ considered, with your booking-driven deposits weighed too.

Know the total before you sign

The offer shows your full repayment amount. No surprise costs get added after you accept.

Repayment schedule up front

Your offer lays out the schedule, so you can plan it around rushes and slower weeks.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Steady appointments, uneven bills

A grooming salon or mobile grooming van usually has dependable demand. Dogs need baths, trims and nail work every few weeks, and regulars rebook. The pressure comes from the cost side. Groomers are often paid on commission or hourly, shampoos and supplies are constant, and tubs, dryers, tables and clippers wear out. For mobile groomers, the van itself is the business. Pet grooming cash flow is about keeping enough cushion for the big costs that come without warning.

Patterns worth planning for

Simple ways to steady the month

Pre-book the next appointment before the client leaves. Take card-on-file or deposits for first-time and holiday bookings, and charge a fair no-show fee. Sell add-ons like teeth brushing and de-shedding treatments that raise the average ticket without more chair time. Set aside a small amount weekly for equipment replacement.

When a single purchase is the problem, such as a new van or a second tub station, equipment financing for groomers fits. To add a location or more stations, see expansion funding.

Salon versus mobile: different cash flow shapes

A storefront salon carries rent, utilities and a bigger team, so its fixed costs are higher but it can run several tables at once. A mobile groomer has lower overhead but depends on one or two vans, fuel and a tight daily route. Salon owners usually feel cash pressure from payroll and rent. Mobile owners feel it most when a generator, water heater or engine fails. Knowing which shape you have tells you how large a cushion to keep and what kind of funding makes sense.

How we evaluate grooming businesses

Established grooming salons and mobile operations with steady deposits can access $25,000 to $5,000,000. We review about three months of business bank statements, consider FICO 500+, and do not need tax returns. The application takes about five minutes and starts with a soft credit pull.

Your offer shows the full repayment amount and schedule before you accept. Qualified businesses can be funded in as little as 24 hours. Start here.

Frequently Asked Questions

Can a mobile groomer apply?

Yes. Mobile grooming businesses with steady deposits can apply, including sole proprietors.

Can I use funding to buy or outfit a grooming van?

Yes. Equipment financing is designed for vehicles and equipment like tubs, dryers and tables.

Is the minimum amount too much for a small salon?

Our funding starts at $25,000. Choose an amount your deposits can comfortably support, and review the full repayment amount in the offer before accepting.

Do holiday spikes in my deposits help or hurt?

Funders look at the overall consistency of deposits. A holiday bump on top of a steady base is normal and easy to understand.

What documents do I need?

About three months of business bank statements and a short application. No tax returns.

Grooming van $32,000.00
Tub station $8,500.00
Dryer upgrade $6,200.00
New location $45,000.00

Example uses for illustration only.

How to improve your chances

These habits help a grooming business stay steady and fundable.

  • Pre-book each client's next visit at checkout
  • Take card-on-file for new and holiday bookings
  • Add services that raise the average ticket
  • Set aside a weekly equipment replacement fund

Groomer funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Documents
About 3 months of statements
Tax returns and business plan
Credit
FICO 500+ considered
Strong credit expected
Speed
As little as 24 hours if qualified
Weeks of review
Application
About 5 minutes
Lengthy paperwork
Sole proprietors
Can apply
Often harder to approve

Keep your grooming business running smoothly

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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