Stock tires, brakes, batteries and filters before customers ask. $25,000 to $5,000,000 with a 5-minute application and a soft pull to start.
Stock My ShelvesAuto Repair Inventory Funding
Parts in stock turn bays faster and keep customers from shopping around. Funding sized to your deposits lets you buy ahead of demand without starving payroll.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified shops.
FICO 500+ is considered, with steady deposits weighed in.
The full repayment amount is shown before you accept. No surprise costs after you sign.
Your schedule is laid out in the offer up front, so you can match it to how fast parts sell.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A customer who hears "we have to order that part" may take the car elsewhere. Shops that keep common parts in stock close tickets faster, turn bays more often and sell more on the spot. But stocking up takes cash before it brings any back. Inventory funding lets you buy the parts your shop moves most without draining operating cash.
Buying from a distributor that offers a volume price can make the math work, as long as those parts actually move. Check your sales history before you order.
Parts that sell in weeks suit a quicker repayment schedule. Slower-moving stock calls for more caution. A business line of credit works well for repeated restocking, while working capital fits a single bulk buy. For sized examples, see $75,000 working capital.
For illustration: a shop that sells a steady volume of tires each week can usually see the payback on a seasonal tire order more clearly than a shop buying specialty parts it rarely installs.
Inventory funding works best when the parts move. Before you order, pull a report of what your shop installed most over the last few months and the same season last year. Focus on high-turn items: common filter sizes, popular tire sizes for your area, batteries for the vehicles you see most. Be careful with specialty parts and slow movers, because cash tied up on a shelf cannot pay a technician.
It also helps to agree return terms with your distributor before a large order. If a season comes in lighter than expected, being able to send unopened stock back protects your cash. Funding is a tool to buy what you will sell, not a reason to fill the back room.
About three months of business bank statements and a 5-minute application. No tax returns required. A soft credit pull starts the review, and FICO 500+ is considered. Funding runs from $25,000 to $5,000,000, with funding in as little as 24 hours for qualified businesses. The full repayment amount and schedule appear in your offer before you accept. Apply now.
Yes. Stocking parts, tires, batteries and fluids is a common use of inventory funding for repair shops.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
Recurring restocking often fits a line. A single seasonal or bulk purchase may fit working capital better.
Funding can arrive in as little as 24 hours for qualified businesses after we receive a complete file.
FICO 500+ is considered, and we start with a soft credit pull.
Example uses for illustration only.
Smart inventory habits help you qualify and repay comfortably.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding