Funding tied to your sales from $25,000 to $5,000,000. Soft pull to start, no tax returns, and funding in as little as 24 hours for qualified businesses.
Get My OfferMerchant Cash Advance, North Carolina
Whether you run a shop in Greensboro or a seafood spot in Wilmington, an advance can cover inventory, repairs or payroll. We review deposits and show the full payback before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. No tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Steady sales carry real weight.
The total repayment amount is shown before you accept. No surprise costs after you sign.
How payments are collected is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
With a merchant cash advance, your business receives a lump sum in exchange for a share of future receivables. Repayment comes from your sales, so it tends to suit businesses with frequent transactions: barbecue joints in the Piedmont, boutiques in Asheville, auto shops in Fayetteville, and service companies across the Triangle.
The offer you receive shows the total to be repaid and how collections work before you agree to anything.
The state's economy mixes banking and tech around Charlotte and Raleigh-Durham with agriculture, furniture and textile heritage, military communities and coastal tourism. An Outer Banks rental business peaks in summer. A Christmas tree farm in the High Country peaks in late fall. We read deposits against those patterns instead of expecting every month to look the same.
Amounts range from $25,000 to $5,000,000. No tax returns are required, and sole proprietors can apply.
Owners in the state's largest cities can see our Charlotte and Raleigh pages. If you would rather draw funds as needed, compare a business line of credit in North Carolina or general working capital.
Consider a Greenville restaurant that does steady business year-round but needs a new walk-in cooler before football season brings in bigger crowds. An advance sized to its deposits covers the purchase, and repayment comes from the card and cash sales the restaurant already processes. The full repayment amount and the collection terms are in the offer before the owner signs. This example is for illustration only; actual offers depend on your deposits and existing obligations.
Apply in about five minutes. Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses.
Restaurants, retail shops, salons, auto repair, contractors and service businesses with steady deposits commonly use them.
No. It is an advance against future receivables, repaid from your sales according to the terms in your offer.
We consider FICO scores of 500 and up, starting with a soft credit pull.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Yes. Your offer shows the total repayment amount and how payments are collected before you accept.
Yes, seasonal businesses can apply. We read deposits against your season and look at how the business has handled off months before. Share any context on slow periods in your application.
Example uses for illustration only.
These steps can help you get a better offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding