A limit you can draw from as needs come up. Based on your deposits, soft pull to start, no tax returns, about three months of statements.
See My LimitBusiness Line of Credit, North Carolina
Arrange funding before the next surprise. Draw when a job, repair or inventory order calls for it, and see what you will repay in your offer before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with recent statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Deposit history helps set your limit.
What you will repay is in your offer before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
The best time to arrange financing is before the emergency. A business line of credit gives your company a limit to draw from when a supplier wants payment early, a truck breaks down on I-40 or a large order comes in. You draw what the situation calls for and repay according to the schedule in your offer.
Owners in the two largest metros can also see our Charlotte and Raleigh pages.
We review about three months of business bank statements, focusing on deposits and existing obligations. We consider FICO scores of 500 and up and start with a soft credit pull. No tax returns are required, and sole proprietors can apply. Lines and our other products range from $25,000 to $5,000,000.
If you need a fixed amount right now for a known purpose, working capital or a merchant cash advance in North Carolina may be simpler. If the timing and size of your needs vary, a line usually fits better. We can help you compare.
A Raleigh-area electrical contractor often buys wire, panels and fixtures days or weeks before a general contractor pays. With a line of credit, the owner draws enough to cover materials for each job and repays as payments arrive, instead of turning down work while waiting. The limit and repayment schedule are spelled out in the offer up front. This example is for illustration only; your limit depends mainly on your deposits and existing obligations.
The application takes about five minutes. Decisions move fast and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows what you will repay and the payment schedule before you accept, with no surprise costs after you sign.
You receive a limit and draw funds as needed. Repayment follows the schedule laid out in your offer.
Funding ranges from $25,000 to $5,000,000. Your limit depends mainly on deposits and existing obligations.
No. We start with a soft credit pull, which does not affect your score.
No tax returns are required. We work from about three months of business bank statements.
We consider FICO scores of 500 and up, and steady deposits weigh heavily in the review.
Many owners do. Having a line in place means you can draw quickly when a repair or order comes up, instead of applying in the middle of the problem.
Example uses for illustration only.
These habits can support a stronger limit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding