Turn steady sales into funding now. About three months of statements, no tax returns, FICO 500+ considered, and a soft pull to start.
See My AdvanceMerchant Cash Advance, New Mexico
From Santa Fe galleries to Las Cruces shops, card-driven New Mexico businesses use an advance to stock up, repair, and prepare for the busy season.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Sales history weighs heavily in our review.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How and when repayment happens is spelled out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives your business a lump sum now in exchange for a share of future sales. It fits businesses where money comes in through cards and daily deposits: a Santa Fe gallery, an Albuquerque taqueria, a Las Cruces auto parts store, a Taos ski rental shop. Because repayment is tied to sales, the structure follows the business instead of a bank's calendar.
We fund from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
About three months of business bank statements tell us most of what we need. We look at:
No tax returns are required, and we begin with a soft credit pull. Your offer shows the full repayment amount and how repayment works before you accept.
Tourism shapes a lot of New Mexico's small business calendar. Santa Fe and Taos draw visitors in summer and ski season. Albuquerque fills up during the Balloon Fiesta in October. Farm country around Hatch and the Mesilla Valley has its own harvest rhythm, and the southeast oil patch moves with energy activity. We read your deposits against that calendar rather than expecting a flat line.
An advance is a useful tool when it matches the job. It is worth asking yourself a few questions first. Will the funds bring in more sales, prevent a loss, or keep the doors open through a predictable slow patch? Can your daily deposits comfortably carry the repayment alongside rent, payroll, and inventory? Do you already carry other advances that would stack on top?
Your offer shows the full repayment amount and how repayment works before you accept. Read it with your own numbers next to it. For illustration, a Taos rental shop preparing for ski season might compare the repayment against last winter's deposits to see how it fits.
An advance works best for businesses with consistent sales and a short-term use for the money, like inventory before a busy season or a repair that can't wait. If you'd rather draw funds as needed, look at a business line of credit in New Mexico. For broader needs, compare working capital. Apply in about 5 minutes.
You receive a lump sum and repay it from a share of future sales. Your offer explains exactly how repayment works before you accept.
Restaurants, retail shops, galleries, salons, auto shops, and other businesses with steady card or daily deposits.
FICO 500 and up is considered. Deposits and existing obligations carry a lot of weight in the review.
About three months of business bank statements and a 5-minute application. No tax returns are required.
From $25,000 to $5,000,000, depending mainly on your deposits and what you already owe.
Existing advances are part of the review because they reduce room for a new payment. Disclose them on the application so the review is accurate.
Example uses for illustration only.
Stronger sales records make for a stronger advance request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding