Replace or add equipment without draining cash. $25,000 to $5,000,000, 5-minute application, no tax returns.
Get StartedEquipment Financing, North Dakota
From Fargo shops to western contractors, we finance new and used equipment based on your deposits, with a soft pull to start.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of statements, no tax returns.
FICO 500+ considered. Your deposits matter.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is set out in the offer before you sign.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In North Dakota, equipment takes a beating. Loaders push snow all winter, tractors run hard through short seasons, and service trucks rack up miles between towns. When something needs replacing, waiting weeks on a bank can cost you jobs. Equipment financing spreads the cost so the machine can start earning right away.
Start with the 5-minute application, about three months of business bank statements, and a quote for the equipment. A soft credit pull starts the review. FICO scores of 500 and up are considered, no tax returns are required, and sole proprietors can apply.
Say a Watford City hot-shot service wants a second trailer for local runs. We would review its deposits, existing truck payments and the trailer quote, then size an offer so the payment fits its normal monthly revenue. The amount depends mainly on deposits and existing obligations, so a realistic quote gets a faster answer.
Buying before spring planting or before the first snow lets you avoid paying rush prices and gives the crew time on the new machine. If you need cash for operations as well, compare working capital or a line of credit.
Many North Dakota operators buy used machinery from auctions, neighbors or dealers in another state. We review private sales and dealer purchases alike. Give us the seller details, the year, hours or mileage, and the condition. For auction purchases, apply ahead of time so you know what your deposits support before you bid.
Also think about the total cost of ownership: transport, setup, attachments and the first round of maintenance. Including those in your request is better than coming up short after the equipment arrives.
Yes. Share the quote, seller and condition, and we will review it along with your deposits.
FICO scores of 500 and up are considered. We weigh deposits and existing obligations too.
Funding can arrive in as little as 24 hours for qualified businesses.
No tax returns are required. About three months of business bank statements is the core of the file.
Yes. Your offer shows the full repayment amount and schedule up front, with no surprise costs after you sign.
Example uses for illustration only.
These steps speed up an equipment request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding