Funding based on your future sales for established Arizona businesses. Soft credit pull, about three months of statements, no tax returns.
Get My AdvanceMerchant Cash Advance, Arizona
From snowbird season to the summer slowdown, Arizona businesses ride big swings. An advance tied to your sales can help you prepare for the peaks.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application with about three months of bank statements. Funding in as little as 24 hours if you qualify.
FICO 500+ considered. Deposits and business history carry real weight.
The full repayment amount is shown before you accept. No surprise costs after signing.
How repayment works is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In much of Arizona, the calendar runs backwards from the rest of the country. Phoenix, Tucson, and Scottsdale fill up with winter visitors and spring training crowds, then summer heat slows foot traffic for restaurants, golf, and retail. Up north, Flagstaff and Sedona run on their own tourist rhythm. A merchant cash advance is based on your future sales and repaid from revenue, which suits businesses whose sales move with those swings.
Restaurants preparing for snowbird season. Auto repair shops buying parts in bulk. Salons and med spas expanding into a second suite. HVAC companies stocking up on units before the summer rush, when every broken air conditioner is an emergency. Each needs money before the revenue shows up, and an advance can fill that gap.
If you need ongoing access, see a business line of credit in Arizona. For general needs, look at working capital in Arizona.
A merchant cash advance is not right for every Arizona business. It tends to fit owners with steady card or bank deposits who need money for something that will produce sales soon, like inventory before peak season or staff for a busy stretch. It is a weaker fit for long payback projects, such as a remodel that will not affect revenue for a year. If that describes your plan, equipment financing or other working capital may suit it better. Ask yourself how quickly the money will turn into revenue. The faster and more certain that return, the more sense an advance makes. We will walk through the options with you before you commit to anything.
The size of an advance depends mainly on your deposits and any financing you already carry. Bigger is not better. Take what the plan requires and make sure repayment fits through your slower months. In the Valley, that often means planning for June through September.
An advance is repaid from your revenue. Your offer explains exactly how and when repayment happens before you accept.
No. FICO scores from 500 are considered, and we focus heavily on your deposits.
Seasonal businesses apply regularly. Your statements show us the pattern, and the offer is built around it.
Advances start at $25,000. The amount depends mainly on deposits and existing obligations.
Yes. Sole proprietors can apply.
It is meant for business purposes like inventory, payroll, repairs, and marketing. Tell us what the funds are for so the offer matches the plan and your sales pattern.
Example uses for illustration only.
A few habits help your next advance offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding