FICO 500+ considered. Delaware businesses with steady deposits can apply in five minutes with a soft credit pull and about three months of bank statements.
See My OptionsBad Credit Funding, Delaware
We look at how your Delaware business runs today: deposits, obligations, account health. A past credit problem is part of the picture, not the end of it.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes and three months of statements. Qualified businesses can be funded in as little as 24 hours.
We start with a soft pull and weigh credit alongside your deposits and existing obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in your offer, so you can judge whether it fits before committing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A rough patch on your personal credit can follow you into every bank conversation. Maybe a medical bill went to collections, maybe a slow season years ago left a mark. If your Delaware business is bringing in steady deposits today, that recent activity tells us a lot more than a number does.
We consider FICO 500+ and look closely at how the business is actually performing.
Credit is one input. We also look at:
None of these on its own decides the outcome. We look at the full picture together, which is why two owners with the same score can see very different offers.
Depending on your situation, options can include a merchant cash advance, working capital, a business line of credit, equipment financing or revenue-based financing. Owners who need a specific machine can look at equipment financing in Delaware. Funding ranges from $25,000 to $5,000,000.
Seasonal shops and restaurants along the coast, trades and contractors working the I-95 corridor, farm-related businesses downstate, auto shops, salons and medical offices. Many have been turned away by a bank over credit alone. You can apply as a sole proprietor, and no tax returns are required. Start your application; it takes about five minutes and begins with a soft pull.
Owners with damaged credit are often the target of the most aggressive pitches. Some offers bury the real cost, push amounts the business cannot carry, or pressure you to sign within the hour. Slow down and read. Any offer worth taking should show you the full repayment amount and the repayment schedule before you accept, in plain numbers.
Ours does. If the payments would squeeze your account too hard, it is fine to ask for a smaller amount or a different product. Taking less money that you can handle comfortably usually does more for your credit over time than stretching for the largest possible number. Steady, on-time repayment and clean bank statements also put your business in a better spot the next time you need capital, whether that is from us or anyone else.
FICO 500+ is considered. Your score is reviewed alongside deposits, obligations and account history rather than on its own.
We start with a soft credit pull, which does not affect your score.
The amount depends mainly on your deposits and existing obligations. Credit is part of the review, but it is not the only driver.
Yes, you can apply. Tell us about it up front so the review reflects the full situation.
About three months of business bank statements and the short application. No tax returns.
Example uses for illustration only.
Small changes can strengthen your next review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding