Add a deli, take the unit next door, remodel, or open a second market. Get $25,000 to $5,000,000 to grow your store.
Start My ExpansionGrocery Store Expansion
New departments and new locations grow basket size, but they cost money first. We help grocers fund the build-out and the opening weeks.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply with three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, and your store's deposit history counts.
Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is set out in your offer so you can plan it around the build-out.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Expansion in grocery rarely means a ground-up superstore. More often it is taking the empty unit next door, adding a hot food bar, building out a butcher counter, or opening a second neighborhood market that serves the same kind of customer a few miles away. These projects can lift basket size and bring in new shoppers, but they need build-out, equipment, opening inventory and staff before they earn. Expansion funding for grocery stores pays for that stretch.
An expansion has two kinds of costs. Hard costs are the equipment: display cases, ovens, slicers, new refrigeration. Those often fit equipment financing for grocery stores. Soft costs are everything else, including contractors, opening inventory, staff training and marketing, and those usually run through working capital. Splitting the two can keep each payment matched to what it paid for.
The review centers on your current store's recent deposits and the obligations you already carry. Steady daily sales show a funder what new payments the business can handle while the expansion ramps up. Credit matters but is not the only factor; FICO 500+ is considered. For illustration, a store with consistent deposits might fund a deli build-out now and come back for a second location after the deli is pulling its weight. If you are still deciding which product fits, our grocery store qualification page walks through how funders look at stores like yours.
The application starts with a soft credit pull and needs about three months of business bank statements, with no tax returns. Sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses, and your offer shows the full repayment amount before you accept.
Yes. Owners use expansion funding for deposits, opening inventory, signage and early payroll at a new site. Your current store's deposits drive the review.
Often it helps. Equipment financing suits specific assets, while working capital covers contractors, stock and staff.
Between $25,000 and $5,000,000, depending mainly on your recent deposits and existing obligations.
No. We ask for about three months of business bank statements and a short application.
Many owners do. Funding the department that will pay back soonest first can make later phases easier to carry.
We start with a soft credit pull, so looking at your options does not begin with a hard inquiry. FICO 500+ is considered, and the review weighs your deposits and existing obligations alongside your score.
Example uses for illustration only.
A little groundwork makes an expansion request clearer and easier to carry.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding