Replace, upgrade or add equipment without tying up operating cash. Bank statements, soft credit pull to start, and funding in as little as 24 hours for qualified businesses.
Finance My EquipmentMississippi Equipment Financing
We finance the machines that earn your revenue, with amounts based on your deposits and the full cost shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns required.
We weigh deposits and existing obligations along with credit history.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer, so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In Mississippi, equipment is revenue. A logging crew in the Piney Woods depends on its machines. A catfish processor needs refrigeration and processing lines. Restaurants and hotels on the coast need kitchens that hold up in summer heat, and machine shops serving the state's manufacturers need tools that hold tolerance. When something breaks or demand outgrows your capacity, equipment financing lets you act without draining operating cash.
Merchant Fund Express finances equipment from $25,000 to $5,000,000 for established businesses with steady deposits.
| Business | Typical equipment |
|---|---|
| Restaurant or catering | Ranges, fryers, coolers, hoods |
| Timber and land clearing | Skidders, mulchers, trailers |
| Auto and diesel repair | Lifts, diagnostic systems, compressors |
| Medical or dental practice | Imaging, chairs, sterilization units |
| Fabrication shop | Welders, press brakes, CNC equipment |
Examples are for illustration only.
Use the 5-minute application. We start with a soft credit pull and review about three months of business bank statements. No tax returns are required, FICO scores of 500 and up are considered, and sole proprietors can apply.
Having a quote or description of the equipment ready helps us understand the request. Funding can arrive in as little as 24 hours for qualified businesses.
The amount depends mainly on your deposits and any existing obligations. Your offer will show the full repayment amount and the repayment schedule before you accept, so you can weigh the cost against what the equipment will earn or save.
New equipment often brings other costs: installation, training, or extra inventory to keep it busy. If you need cash beyond the machine itself, working capital in Mississippi can cover those pieces. For urgent replacements, see fast funding in Mississippi.
Many Mississippi businesses have a clear busy season. Coastal restaurants and hotels peak in warmer months, timber work depends on weather and ground conditions, and ag service businesses follow the crop calendar. Buying equipment shortly before your busy stretch lets it start paying for itself right away. We review your deposit pattern across the statements you send, so the schedule in your offer reflects how money really comes in. If a breakdown forces the timing, tell us that too. Context helps us read your file accurately and move quickly on a reasonable request.
Kitchen, shop, medical, timber, repair and many other types of business equipment. Tell us what you need when you apply.
Each request is reviewed on its own facts. Your offer spells out the full repayment amount and schedule before you accept.
No. We review about three months of business bank statements.
FICO scores of 500 and up are considered, along with your deposits and existing obligations.
Funding can arrive in as little as 24 hours for qualified businesses once you accept.
Example uses for illustration only.
Prepare these before applying to speed up your request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding