Add operatories, open a second office or launch implants and aligners. $25,000 to $5M, about three months of statements, soft pull to start.
Plan My ExpansionDental Practice Expansion
Build-out, equipment and new team members cost money long before new production shows up. We fund expansion based on how your practice performs today.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements, no tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ is considered. Consistent production and collections weigh heavily in the review.
Your offer lists the full repayment amount before you accept, and no surprise costs show up after you sign.
The repayment schedule is in your offer so you can plan it against the ramp of new chairs.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
For most practices, more production means more operatories, more hygiene days or a second location. Each of those carries costs that come long before the new revenue: plumbing and electrical for new rooms, cabinetry, delivery units, imaging, and the first months of a new associate's or hygienist's pay. Expansion funding for dental practices covers that build-up period so you do not have to drain the operating account to grow.
Converting unused space or a storage room into one or two more chairs is often the fastest way to add capacity without moving.
Lease deposits, build-out, signage and early staffing all hit before the new office has a full patient base.
Implants, clear aligners, sleep appliances or sedation can each require training, equipment and starting inventory.
Chairs, imaging units and other hard assets often fit equipment financing for dental practices, where the financing is tied to the equipment. Build-out, marketing and payroll ramp usually fit working capital or a merchant cash advance. Phased projects can use a business line of credit so you draw as contractors invoice. Plenty of expansions use more than one product, and we can lay out how they fit together.
Start with our 5-minute application. We run a soft credit pull to begin and review about three months of business bank statements. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Qualified practices can be funded in as little as 24 hours, though most owners apply as soon as contractor bids are in hand.
New chairs rarely fill on day one. Associates need time to build a schedule, and a second office needs time to build a patient base. Your offer shows the full repayment amount and repayment schedule before you accept. Test that payment against your current production alone, so the expansion can ramp at a realistic pace without pressure.
Yes. Most owners apply during planning or build-out, since that is when costs arrive. We review your current practice deposits to size the offer.
Offers range from $25,000 to $5,000,000 and depend mainly on deposits and existing obligations. You can request less than the maximum.
Yes. Covering a new associate's pay while their schedule fills is a common use of expansion funding.
No. Our review centers on about three months of business bank statements rather than projections.
It depends on what you are buying. Hard assets often fit equipment financing, while build-out and payroll usually fit working capital.
We begin with a soft credit pull, which does not affect your score.
Example uses for illustration only.
Strong expansion requests usually share a few traits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding