Guide
Going from cash-only to cards is less of a leap than it feels. The surprises are mostly good.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express explains payments in plain English so owners can make better decisions about equipment and processing.
Going from cash-only to cards is less of a leap than it feels. The surprises are mostly good.
Many small businesses have run on cash for years. Customers who used to run to an ATM or leave empty-handed can now buy. Average tickets tend to rise because cash in a pocket is a limit and a card is not.
The practical changes are small: a device, a receipt option, tips if you want them and a daily reconciliation that includes cards.
A handheld or countertop that fits your space.
Enter prices and modifiers once.
Choose whether and how to ask.
Check cash, cards and tips at close.
A farm stand that took only cash adds a Flex Pocket. In the first month the owner notices more customers buying a bigger box because they no longer have to match their wallet.
This comes up for almost every owner at some point. Most of the stress is not the problem itself but not knowing the next step, so having the steps written down before you need them is the real fix. Print the steps, put them where your team can see them and rehearse them once.
Call (305) 384-8391 and tell us how you sell. We will explain the options in plain English, give you a personal quote and review your current statement for free. There is no price list to compare against, because the right setup depends on your business.
Announce the change in the way your customers hear things: a sign at the register, a note on the counter and a mention from staff for the first two weeks. Many cash-only shops are surprised that the larger ticket and the convenience pay for the change, and that the customers who never carried cash are the ones who start buying more.
As explained by Merchant Fund Express. Updated 2026.
Cards carry processing costs; we show you your expected rate in a quote and a free review.
Not always; digital receipts work for many businesses.
A short training with your own menu is usually enough.
Yes. Cash can be recorded in the same system.
From approval to live is typically 24 to 48 hours in the DFW metro and 5 to 7 business days nationwide, depending on your location and the readiness of your menu.
Clover can accept payments in offline mode for a limited time and sends the stored transactions when the connection returns; ask us how the limits apply to your account.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
