Clover comparison
A factual side-by-side based on each company's own pages as of October 2026, written for owners deciding where to process.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express offers Clover POS and credit card processing through our partnership, with on-site installation, training and phone support.
Key facts
Related: POS alternatives · Comparisons and pricing models · Get a Clover quote · Clover devices
Owners comparing QuickBooks Payments with Clover are usually choosing between two ways of working. QuickBooks Payments is a payments for QuickBooks users. Clover is a complete POS platform from Fiserv, and when you get it through Merchant Fund Express it arrives configured, is installed at your location and is supported by the team that set it up.
In short: QuickBooks Payments suits service businesses and freelancers who mainly bill by invoice Clover through us suits owners where you sell at a counter, in a restaurant or in a shop and need a full POS.
QuickBooks Payments lets QuickBooks Online users take card, ACH and wallet payments, mostly through invoices, and records them in the books automatically. For in-person payments it offers Tap to Pay on iPhone and a card reader with the GoPayment app.
A QuickBooks card reader and the GoPayment app; Tap to Pay on iPhone. Intuit provides the processing for QuickBooks Payments.
QuickBooks Payments supports ACH bank payments, Apple Pay, PayPal, Venmo and buy now, pay later through Affirm on invoices. QuickBooks Desktop users can add QuickBooks Desktop Payments. Intuit notes that plans are subject to limited availability and may change.
| QuickBooks Payments | Clover through Merchant Fund Express | |
|---|---|---|
| Built for | Payments for QuickBooks users | Restaurants, retail, services and mobile businesses on one platform |
| Hardware | A QuickBooks card reader and the GoPayment app; Tap to Pay on iPhone. | Countertop stations, handhelds, kitchen screens and a self-order kiosk, all running Clover software |
| Payments | Intuit provides the processing for QuickBooks Payments. | Fiserv processing, quoted by us to your volume and card mix |
| How you get it | Add Payments to a QuickBooks plan. | Call (305) 384-8391; free statement review, then a personal quote and on-site install |
| Pricing | Not listed here; check QuickBooks Payments directly | Quoted to your business after a free statement review |
Use a QuickBooks sync app from the Clover App Market so daily sales still reach your books.
Send or read us a recent statement. We explain what you pay now and what a Clover setup would look like for your business.
We configure the account before anything ships, then come to you to install, load your items and walk staff through opening, closing, refunds and tips. After launch, you call the same team.
During the first week we check in, fix anything that felt slow at the counter and confirm your deposits match your batch reports.
With us, Clover is quoted, installed and supported by the same team. Send or read us a recent processing statement and we will explain every line before we suggest anything. If Clover is not a better fit, we will say so.
Facts about QuickBooks Payments summarize its own public pages and named announcements as of October 2026. Products and terms change; confirm details with QuickBooks Payments before you decide. Merchant Fund Express is not affiliated with QuickBooks Payments.
At Merchant Fund Express, yes, through apps in the Clover App Market. We help choose and set one up so daily sales reach your books.
If you mostly invoice, QuickBooks Payments may be enough. If customers pay you in person, a Clover Flex or Mini installed by us is usually easier.
Yes. Send or read us a recent statement and we will walk through it with no obligation.
Call (305) 384-8391 and describe how you sell. We will recommend the lightest setup that does the job and tell you honestly if something you were considering is not needed.
Yes. A free statement review shows what you pay today and where a Clover setup would differ, with no obligation to change anything.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
