Clover comparison
A factual side-by-side based on each company's own pages as of October 2026, written for owners deciding where to process.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express offers Clover POS and credit card processing through our partnership, with on-site installation, training and phone support.
Key facts
Related: PAX terminals Alternatives: Clover and Other Options · POS alternatives · Comparisons and pricing models · Get a Clover quote · Clover devices
Owners comparing PAX terminals with Clover are usually choosing between two ways of working. PAX terminals is a payment terminal manufacturer. Clover is a complete POS platform from Fiserv, and when you get it through Merchant Fund Express it arrives configured, is installed at your location and is supported by the team that set it up.
In short: PAX terminals suits merchants whose processor or ISO supplies PAX devices Clover through us suits owners where you want the software, hardware and processing from one platform with one support line.
PAX Technology makes Android-based payment terminals, POS workstations, PIN pads, mobile devices and unattended terminals, plus the PAXSTORE app marketplace. Its site directs merchants to distributors and partner resellers.
PAX makes countertop, mobile, PIN pad, tablet and unattended devices, including the A-series and the Elys POS family. PAX does not process payments for merchants; the terminal runs on whatever processor and gateway your reseller sets up.
| PAX terminals | Clover through Merchant Fund Express | |
|---|---|---|
| Built for | Payment terminal manufacturer | Restaurants, retail, services and mobile businesses on one platform |
| Hardware | PAX makes countertop, mobile, PIN pad, tablet and unattended devices, including the A-series and the Elys POS family. | Countertop stations, handhelds, kitchen screens and a self-order kiosk, all running Clover software |
| Payments | PAX does not process payments for merchants; the terminal runs on whatever processor and gateway your reseller sets up. | Fiserv processing, quoted by us to your volume and card mix |
| How you get it | Through a reseller or processor that supplies and programs the device. | Call (305) 384-8391; free statement review, then a personal quote and on-site install |
| Pricing | Not listed here; check PAX terminals directly | Quoted to your business after a free statement review |
Check your reseller agreement for notice and equipment terms, then plan the Clover install and keep the old terminal until the first batch settles.
Send or read us a recent statement. We explain what you pay now and what a Clover setup would look like for your business.
We configure the account before anything ships, then come to you to install, load your items and walk staff through opening, closing, refunds and tips. After launch, you call the same team.
During the first week we check in, fix anything that felt slow at the counter and confirm your deposits match your batch reports.
With us, Clover is quoted, installed and supported by the same team. Send or read us a recent processing statement and we will explain every line before we suggest anything. If Clover is not a better fit, we will say so.
Facts about PAX terminals summarize its own public pages and named announcements as of October 2026. Products and terms change; confirm details with PAX terminals before you decide. Merchant Fund Express is not affiliated with PAX terminals.
Usually the reseller or processor that supplied it, since PAX makes the device but does not process your payments.
Clover makes the hardware and the software, and runs on Fiserv processing, so one platform covers the whole setup.
At Merchant Fund Express, yes. Send or read us a recent statement and we will walk through it with no obligation.
Yes. English and Spanish support are available by phone, on site and during staff training, so the person who opens on Monday can learn it in the language they work in.
Sometimes. We review what you have and tell you what can be reused, what is worth replacing and what you should check in your contract before deciding.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
