Working capital for contractors, suppliers and service companies between Atlantic Boulevard and the industrial parks off Powerline Road. Five-minute application, soft pull to start, no tax returns.
Get StartedPompano Beach
Contractors wait on draws, distributors carry inventory, and beach businesses ride the winter season. The right funding covers the gap without slowing the work.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of statements. No tax returns, and funding in as little as 24 hours for qualified businesses.
We consider FICO scores from 500 and look closely at how steadily your business brings in deposits.
Your offer shows the full repayment amount before you accept. Nothing new appears after you sign.
Repayment terms are set out in your offer up front so you can budget each week or month with confidence.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Updated October 16, 2026. Figures below come from public Census and agency sources listed at the end of this page.
Pompano Beach had an estimated 117,211 residents on July 1, 2025, according to the Census Bureau, making it one of the larger cities in Broward County, which itself counted 2,013,317 residents. The business base is broad but leans toward trades and distribution. In the four ZIP codes most associated with the city (33060, 33062, 33064 and 33069), the 2022 ZIP Code Business Patterns count 5,633 business establishments with paid employees. Construction is the single largest sector in those ZIPs, ahead of professional services and retail, and wholesale trade is unusually large for a beach city.
| Measure | Figure | Source |
|---|---|---|
| Population, July 1, 2025 estimate | 117,211 | Census Vintage 2025 |
| Broward County population, July 1, 2025 | 2,013,317 | Census Vintage 2025 |
| Establishments in ZIPs 33060, 33062, 33064, 33069 (2022) | 5,633 | ZBP 2022 |
| Construction establishments in those ZIPs | 747 | ZBP 2022 |
| Professional, scientific and technical services | 699 | ZBP 2022 |
| Retail trade | 643 | ZBP 2022 |
| Wholesale trade | 539 | ZBP 2022 |
| Manufacturing | 249 | ZBP 2022 |
| Industrial building area across 21 mapped industrial areas | 27,642,281 sq ft | City map, 2016 |
Pompano Beach has two economies sitting side by side. East of Federal Highway, Atlantic Boulevard runs to the beach and the pier, with restaurants, hotels, marine services and shops that follow the winter visitor calendar. West of Dixie Highway and I-95, the city is industrial. The city's own industrial parks map lists 21 industrial areas, including Powerline Industrial, Central 95, South Andrews, North Andrews, Gateway Lakes, Blount Road, Atlantic Business Center, Park Central and the Air Park near Pompano Beach Airpark, along with a South Dixie Highway corridor. Together they total 27,642,281 square feet of industrial building space on the 2016 map.
That industrial base explains the sector mix in the Census data. Roofing, HVAC, electrical and general contractors run crews out of flex space along Copans Road and Powerline Road. Wholesale distributors stage building materials, marine parts and food products near the Turnpike and I-95 interchanges. Small manufacturers, sign shops and fabricators fill the bays in between. These are businesses whose cash flow depends on other people paying on time.
Contractors buy materials and pay crews weeks before a progress payment or final draw arrives. A roofing company might finish three jobs in a month and still be waiting on two of the checks. Distributors and suppliers pay vendors on delivery but extend 30 or 60 day terms to their own customers, so growth itself ties up cash. Beachside restaurants and shops earn most of the year's revenue between roughly November and April, then cover rent and payroll through a quieter summer. Hurricane season adds a fourth pattern: repairs and lost days that nobody budgets for.
None of these are signs of a weak business. They are timing problems, and timing problems are what short-term working capital is designed for. The goal is to match the funding to the gap: a lump sum for a defined purchase, a line of credit for recurring swings.
The Florida SBDC at FAU serves Broward and Palm Beach counties. Its Broward mailing address is 3200 College Ave, #320, Davie, FL 33314, and appointments are required, available 9 a.m. to 5 p.m. Monday to Friday except FAU holidays. Consultants help with cash flow planning, loan proposals and access to capital at no cost, which is worth using before you apply anywhere.
The SBA South Florida District Office is at 51 SW 1st Ave., Suite 201, Miami, FL 33130. It serves Lee, Hendry, Collier, Broward, Monroe and Miami-Dade counties and keeps hours Monday through Friday, 8:00 a.m. to 4:30 p.m., closed on federal holidays. It is the place to ask about SBA loan programs, lender lists and federal contracting.
If you have time and strong financials, an SBA-backed bank loan can be the lowest-cost option, and the SBDC can help you package it. If you need money this week, a revenue-based option is usually the faster route. Many owners use both: an SBA loan for real estate or a long-term project, and working capital for timing gaps.
Merchant Fund Express is based in Miami and reviews South Florida files the same way it reviews any other: by the deposits. You apply online in about five minutes, and we begin with a soft credit pull.
FICO scores from 500 are considered, and sole proprietors can apply. Amounts range from $25,000 to $5,000,000 depending mainly on deposits and existing obligations, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount before you accept, and you are under no obligation to accept it. MFE serves owners in English and Spanish.
A lump sum suits a defined need such as a materials order. If your needs come and go, a Florida business line of credit may be better. Card-heavy merchants near the beach sometimes prefer a merchant cash advance in Florida. Trade-specific pages cover construction funding in Florida and roofing funding in Florida. For the county picture, see Broward County business funding, or read the guide to working capital across Florida.
For illustration only: a Pompano Beach roofing contractor with steady deposits lands a commercial reroof that needs materials ordered up front. The owner sends three months of statements, lists one existing obligation, and requests an amount tied to the materials invoice. The offer lays out the amount, schedule and full repayment amount before signing, and the contractor plans repayment around the expected draw dates. This is a hypothetical scenario, not a client story, and real offers depend on the file.
Yes. Merchant Fund Express is based in Miami and funds businesses throughout Florida, including Pompano Beach and the rest of Broward County.
Amounts range from $25,000 to $5,000,000. The figure depends mainly on your deposits and existing obligations, not a fixed formula.
No. We review about three months of business bank statements along with a short application.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply, and we review your business deposits the same way we do for any other applicant.
The Florida SBDC at FAU serves Broward and Palm Beach counties and offers free, confidential consulting by appointment.
Decisions move quickly, and funding can come in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These practical moves can help your request get a clearer answer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding