Funding for manufacturers, clinics, contractors, truckers and retailers across Hialeah. Five-minute application, soft pull to start, no tax returns. Service in English and Spanish.
Get StartedHialeah
Hialeah makes things, moves things and serves a large local population. Its cash flow needs are as varied as its industrial parks and shopping strips.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of statements. No tax returns, and funding in as little as 24 hours for qualified businesses.
We consider FICO scores from 500 and look closely at how steadily your business brings in deposits.
Your offer shows the full repayment amount before you accept. Nothing new appears after you sign.
Repayment terms are set out in your offer up front so you can budget each week or month with confidence.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Updated October 16, 2026. Figures below come from public Census and agency sources listed at the end of this page.
Hialeah had an estimated 230,968 residents on July 1, 2025, according to the Census Bureau, making it one of the largest cities in Miami-Dade County. In the seven ZIP codes with a Hialeah mailing name that carry most of its business activity (33010, 33012, 33013, 33014, 33015, 33016 and 33018), the 2022 ZIP Code Business Patterns count 9,914 establishments. Health care is the largest sector, followed by retail, professional services and construction, and the area has 506 manufacturing establishments and 295 general freight trucking companies.
| Measure | Figure | Source |
|---|---|---|
| Population, July 1, 2025 estimate | 230,968 | Census Vintage 2025 |
| Establishments in seven Hialeah ZIPs (2022) | 9,914 | ZBP 2022 |
| Health care and social assistance | 1,489 | ZBP 2022 |
| Retail trade | 1,302 | ZBP 2022 |
| Construction | 1,034 | ZBP 2022 |
| Wholesale trade | 870 | ZBP 2022 |
| Manufacturing | 506 | ZBP 2022 |
| General freight trucking | 295 | ZBP 2022 |
| Industrial building area inside city limits (2011) | 30,289,034 sq ft | Miami-Dade Planning, 2011 |
Hialeah's commerce runs along a few well-known spines. Palm Avenue and East 4th Avenue carry older retail and service storefronts near the Hialeah Market Tri-Rail station. West 49th Street is a dense shopping and restaurant corridor. West Okeechobee Road (US 27) runs northwest past warehouses, auto businesses and the city's industrial districts. A 2011 Miami-Dade planning study measured about 30.3 million square feet of industrial space inside Hialeah's municipal boundary, with an average building age of 38.3 years, which helps explain why manufacturing and warehousing remain a visible part of the city's economy.
Manufacturers and fabricators buy raw materials for an order and wait 30 to 60 days for the customer to pay. Medical and dental practices, the area's largest sector, wait on insurance reimbursements while payroll stays fixed. Trucking companies pay fuel, insurance and repairs weekly but get paid on invoice terms. Retailers and restaurants on 49th Street and Palm Avenue manage inventory and slow months.
The Florida SBDC at FIU works with Miami-Dade and Monroe county small businesses from its office at 1101 Brickell Ave., Suite 300, South Tower, Miami, FL 33131. Its contact page says it works with owners who have at least three employees, plus a select number of scalable startups. It is free, confidential help with cash flow and loan packaging.
The SBA South Florida District Office is at 51 SW 1st Ave., Suite 201, Miami, FL 33130. It serves Lee, Hendry, Collier, Broward, Monroe and Miami-Dade counties and keeps hours Monday through Friday, 8:00 a.m. to 4:30 p.m., closed on federal holidays. It is the place to ask about SBA loan programs, lender lists and federal contracting.
Merchant Fund Express is based in Miami and reviews South Florida files the same way it reviews any other: by the deposits. You apply online in about five minutes, and we begin with a soft credit pull.
FICO scores from 500 are considered, and sole proprietors can apply. Amounts range from $25,000 to $5,000,000 depending mainly on deposits and existing obligations, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount before you accept, and you are under no obligation to accept it. MFE serves owners in English and Spanish.
Shops with a defined purchase should look at working capital loans in Miami. Industry pages cover machine shop funding in Miami, medical practice funding in Miami, trucking funding in Miami and construction funding in Miami. Manufacturers can also read the new manufacturing funding hub. A Spanish version of this page is at préstamos para negocios en Hialeah.
For illustration only: a Hialeah cabinet maker wins an order from a contractor and needs to buy plywood, hardware and finishes before production starts. The owner applies with three months of statements, explains that the contractor pays on delivery, and requests an amount tied to the materials quote. The offer shows the full repayment amount before signing. This is a hypothetical scenario, not a client story.
Yes. Merchant Fund Express is based in Miami and funds businesses throughout Miami-Dade County, including Hialeah.
Yes. MFE serves owners in English and Spanish.
No. We review about three months of business bank statements along with a short application.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply, and we review your business deposits the same way we do for any other applicant.
From $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Decisions move quickly, and funding can come in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These practical moves can help your request get a clearer answer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding