Funding for importers, exporters, distributors and freight forwarders next to Miami International Airport. Five-minute application, soft pull to start, no tax returns.
Get StartedDoral
Doral businesses buy inventory, pay freight and clear customs long before their customers in the U.S. or Latin America pay them. Working capital closes that loop.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of statements. No tax returns, and funding in as little as 24 hours for qualified businesses.
We consider FICO scores from 500 and look closely at how steadily your business brings in deposits.
Your offer shows the full repayment amount before you accept. Nothing new appears after you sign.
Repayment terms are set out in your offer up front so you can budget each week or month with confidence.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Updated October 16, 2026. Figures below come from public Census and agency sources listed at the end of this page.
Doral had an estimated 81,634 residents on July 1, 2025, according to the Census Bureau, but its business footprint is far larger than its population. In the four ZIP codes that include Doral (33122, 33166, 33172 and 33178), the 2022 ZIP Code Business Patterns count 11,621 establishments. Wholesale trade is the largest sector by a wide margin at 2,849 establishments, followed by transportation and warehousing at 1,488, including 661 freight transportation arrangement firms such as forwarders and customs agents.
| Measure | Figure | Source |
|---|---|---|
| Population, July 1, 2025 estimate | 81,634 | Census Vintage 2025 |
| Establishments in ZIPs 33122, 33166, 33172, 33178 (2022) | 11,621 | ZBP 2022 |
| Wholesale trade | 2,849 | ZBP 2022 |
| Transportation and warehousing | 1,488 | ZBP 2022 |
| Freight transportation arrangement (NAICS 4885) | 661 | ZBP 2022 |
| Professional, scientific and technical services | 1,337 | ZBP 2022 |
| Retail trade | 1,137 | ZBP 2022 |
| Manufacturing | 408 | ZBP 2022 |
| Miami-Dade wholesale establishments, countywide | 8,353 | CBP 2022 |
Doral sits immediately west of Miami International Airport, and its warehouse districts are organized around that fact. NW 41st Street and NW 36th Street run east to the airport through blocks of distribution buildings, showrooms and offices. A recent example is a 495,078 square foot logistics park at 7725 to 7855 NW 41st Street near the Palmetto Expressway, which CBRE reported selling in a $195.6 million transaction. NW 25th Street and the blocks near the Palmetto Expressway and the Turnpike hold more warehouses and cargo service companies, while the residential western side of the city adds restaurants, shops and offices.
Doral's position next to the airport makes it a natural base for companies trading with Latin America and the Caribbean, which fits the large number of wholesalers and forwarders in the Census count.
Importers and distributors pay suppliers, ocean or air freight and duties before goods are sold, then extend terms to customers. Exporters wait for international wires that can arrive bunched together or late. Freight forwarders advance carrier costs on behalf of shippers and collect later. Showrooms and retailers build inventory ahead of seasonal demand. When an analyst reads these statements, context matters: explaining that large deposits come from overseas buyers on a typical cycle helps the review.
The Florida SBDC at FIU works with Miami-Dade and Monroe county small businesses from its office at 1101 Brickell Ave., Suite 300, South Tower, Miami, FL 33131. Its contact page says it works with owners who have at least three employees, plus a select number of scalable startups. It is free, confidential help with cash flow and loan packaging.
The SBA South Florida District Office is at 51 SW 1st Ave., Suite 201, Miami, FL 33130. It serves Lee, Hendry, Collier, Broward, Monroe and Miami-Dade counties and keeps hours Monday through Friday, 8:00 a.m. to 4:30 p.m., closed on federal holidays. It is the place to ask about SBA loan programs, lender lists and federal contracting.
The SBDC also advises on export market planning, which pairs well with any financing decision for a Doral exporter.
Merchant Fund Express is based in Miami and reviews South Florida files the same way it reviews any other: by the deposits. You apply online in about five minutes, and we begin with a soft credit pull.
FICO scores from 500 are considered, and sole proprietors can apply. Amounts range from $25,000 to $5,000,000 depending mainly on deposits and existing obligations, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount before you accept, and you are under no obligation to accept it. MFE serves owners in English and Spanish.
Importers with recurring purchases often prefer a Miami business line of credit; one-time inventory buys suit working capital loans in Miami. Companies with large receivables can read about invoice factoring. Industry pages cover freight and logistics funding in Miami and ecommerce funding in Miami. A Spanish version of this page is at préstamos para negocios en Doral.
For illustration only: a Doral auto parts distributor receives a large order from a buyer in Central America and must pay its U.S. supplier and freight before shipping. The owner applies with three months of statements, notes that overseas payments usually arrive within a set number of weeks, and requests an amount tied to the purchase order. The offer shows the full repayment amount before signing. This is a hypothetical scenario, not a client story.
Yes. Merchant Fund Express is based in Miami and funds businesses throughout Miami-Dade County, including Doral. Underwriting is based on deposits, not neighborhood.
Trade businesses apply regularly. We read your bank statements to understand when international payments arrive and size the offer to the deposits you actually show.
No. We review about three months of business bank statements along with a short application.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply, and we review your business deposits the same way we do for any other applicant.
Yes. MFE serves owners in English and Spanish.
From $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Example uses for illustration only.
These practical moves can help your request get a clearer answer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding