Keep payroll, inventory and suppliers covered while you wait on the busy season or slow-paying invoices. A short application and a clear offer up front.
Get Working CapitalWorking Capital, New Orleans
For established New Orleans businesses with steady deposits. Soft credit pull to start, about three months of statements, no tax returns required.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and three months of statements to review. Qualified businesses funded in as little as 24 hours.
FICO 500+ considered, with your cash flow carrying real weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer from the start, so you can match it to your seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Working capital is the money that keeps a business running between the time you spend and the time you get paid. In New Orleans, that gap can be wide. A hotel supplier may wait on invoices while still paying drivers. A restaurant group may staff up for the fall and winter visitor season weeks before the crowds arrive. A marine services shop near the river might buy parts well ahead of a contract payment. Working capital loans cover that stretch so you are not running the business on fumes.
For equipment-specific purchases, equipment financing can be worth comparing.
The application takes about 5 minutes. We start with a soft credit pull and consider FICO 500+. Then we look at about three months of business bank statements. No tax returns are required. We are built for established businesses with steady deposits, and sole proprietors can apply.
Funding runs from $25,000 to $5,000,000. The amount you are offered depends mainly on your deposits and the obligations you already carry, so a clean picture of both helps.
For illustration, a Garden District bakery with steady deposits all year and few existing payments would likely see a different offer than a tour operator with the same yearly sales packed into a few busy months. Both can apply. The numbers simply reflect how cash moves through each account.
Your offer lists the full repayment amount and the repayment schedule before you accept. There are no surprise costs after you sign. We encourage you to read it against your slow season, not your strongest month, and to ask for a smaller amount if the schedule looks tight.
If your needs come and go, a line of credit lets you draw only what you use. If your sales are mostly card transactions, a merchant cash advance may suit you. When you are ready to compare, start your application.
Funding ranges from $25,000 to $5,000,000. The offer depends mainly on your deposits and existing obligations.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
No. About three months of business bank statements and the short application are what we start with.
Many owners use working capital for slower stretches. Just make sure the repayment schedule in your offer works during those months.
We consider FICO 500+. Your score is weighed alongside deposit history and existing obligations.
Yes. Sole proprietors can apply. We look at the deposits running through your business bank account, the same way we would for an LLC or corporation, and size the offer from there.
Example uses for illustration only.
A little preparation can make your working capital request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding