Merchant Fund Express
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Equipment Repair Funding for Bars and Nightclubs

Fix the cooler, ice machine, draft system or sound rig before the next big night. Apply in about 5 minutes with recent statements.

Fix It Fast

Bar and Nightclub Equipment

Keep the beer cold and the music loud

Fund urgent repairs now and repay on a schedule laid out in your offer before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair capital for busy venues

Fast, simple process

5-minute application, about three months of statements, no tax returns.

Flexible on credit

FICO 500+ considered, with weight on your venue's cash flow.

Full cost shown first

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Clear repayment plan

The schedule is laid out in the offer up front, with no changes after you sign.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A dead cooler on a Friday is a crisis

Nightlife equipment works hard. Ice machines run nonstop, walk-in coolers hold thousands of dollars of beer and mixers, draft lines need constant care, and sound and lighting rigs take a beating every weekend. When one of them fails right before a big night, you lose sales, waste product and risk disappointing a crowd that may not come back.

Equipment repair funding for bars and nightclubs gives you cash to fix the problem fast so the night goes on.

The usual suspects

EquipmentWhat breaks
Walk-in and reach-in coolersCompressors, fans, seals
Ice machinesPumps, water lines, scale buildup
Draft systemsGlycol units, regulators, lines
Sound and lightingAmps, speakers, controllers
HVAC and ventilationMotors, ducts, rooftop units

If replacement makes more sense than repair, look at equipment financing for bars and nightclubs.

What it takes to apply

The application takes about 5 minutes. We ask for about three months of business bank statements, and no tax returns are required. FICO 500+ is considered, the first step is a soft credit pull, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, with the amount driven mainly by your deposits and existing obligations.

Repair smart

Get at least one written quote, ask the technician whether the unit is worth repairing given its age, and ask about preventive maintenance once it is fixed. Regular cleaning of ice machines and draft lines, plus seasonal HVAC checks, can stretch the life of your gear and cut emergency calls. Bundling a few overdue repairs into one request can also save you from scrambling again next month.

Back in business

Your offer shows the full repayment amount and schedule before you accept, so you know the true cost of the fix. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Apply now.

Frequently Asked Questions

What equipment repairs can a bar fund?

Coolers, ice machines, draft systems, sound and lighting, HVAC, kitchen equipment and POS hardware are common examples.

Can I fund several repairs at once?

Yes. Many owners bundle overdue repairs into one request instead of handling them one at a time.

How fast can I get the money?

Funding can arrive in as little as 24 hours for qualified businesses after approval.

Should I repair or replace?

It depends on the unit's age and repair history. For new equipment, equipment financing is an option; for repairs, working capital is often simpler.

Can I apply before the repair tech shows up?

Yes. Many owners apply as soon as something fails, then use the technician's quote to confirm the amount they need. Because decisions move fast, you can often line up capital while you are still scheduling the service visit, which helps you avoid losing a second weekend.

What if my credit took a hit last year?

FICO 500 and up is considered, and we look closely at your venue's deposits. You can also review our bad credit options for bars and nightclubs.

Walk-in cooler $11,000.00
Ice machine $6,500.00
Draft system $7,800.00
Sound system $15,000.00

Example uses for illustration only.

How to improve your chances

Good maintenance habits help both your gear and your next funding request.

  • Schedule regular ice machine and draft line cleaning
  • Keep repair quotes and service records on file
  • Deposit all sales into your business account
  • Replace aging units before they fail on a busy night

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Weeks of review
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Industry view
Bars and nightclubs welcome
Nightlife often a tough sell
Application
5 minutes online
Lengthy process

Get your bar running at full strength

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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