Merchant Fund Express
(305) 384-8391Apply

Equipment Repair Funding for Chiropractors

Get tables, decompression, X-ray and therapy equipment back in service before rescheduled visits pile up.

Fix It Now

Chiropractic Equipment Capital

Every day a unit is down costs you visits

Chiropractic equipment repairs often need payment up front. Working capital covers the fix so care plans stay on schedule.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding for practices

Fast decisions, minimal paperwork

Qualified practices can be funded in as little as 24 hours with about three months of statements.

Credit flexibility

FICO 500+ is considered, starting with a soft credit pull.

No surprise costs

Your offer shows the full repayment amount before you accept, and nothing new appears after you sign.

A predictable schedule

Repayment is laid out in the offer up front so you can plan around patient volume.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Down equipment means rescheduled patients

Most chiropractic offices run on a handful of key pieces: adjusting and drop tables, a decompression unit, digital X-ray, therapy modalities like ultrasound, e-stim or laser, and the practice management system that ties it together. When one goes down, patients get rescheduled, care plans stall and revenue slips. Manufacturer service calls and replacement parts often have to be paid before the work is done.

Repair now, replace when it makes sense

Working capital pays for the repair immediately. If the unit is near the end of its life, equipment financing for chiropractors can spread the cost of a replacement instead. Questions to ask your technician:

The answers usually make the repair-or-replace call obvious.

Light paperwork, fast decisions

The application takes about 5 minutes. We review about three months of business bank statements, with no tax returns required. FICO scores of 500 and up are considered, the process starts with a soft credit pull, and sole proprietors can apply. Decisions move fast, and qualified practices can be funded in as little as 24 hours. Funding ranges from $25,000 to $5,000,000.

What a down unit really costs

For illustration: if a decompression unit supports a dozen visits a day and is out for two weeks, those visits either move to the end of the care plan or do not happen at all. Some patients will wait; others will look for another office. Adding up the lost visits, the staff time spent rescheduling and the risk to care plan completion usually makes the case for a quick repair clear. Your own numbers will differ, so run them with your schedule in front of you.

Weigh the cost against lost visits

Your offer shows the full repayment amount and schedule before you accept, with no surprise costs after you sign. Compare that number to the visits you lose each week the equipment is down. If decompression or imaging drives a meaningful share of revenue, a quick repair often pays for itself. Start your application when you have a quote in hand.

Frequently Asked Questions

What equipment can I repair with this funding?

Adjusting tables, decompression units, X-ray systems, therapy modalities, computers and other practice equipment.

Should I repair or replace an older table?

If parts are scarce or failures keep repeating, replacement through equipment financing may make more sense. Otherwise a repair is often the faster fix.

How quickly can I get the money?

Decisions move fast, and qualified practices can be funded in as little as 24 hours.

Do you require tax returns?

No. We review about three months of business bank statements.

Can a sole proprietor practice apply?

Yes, sole proprietors can apply.

Can funding cover software or computer repairs too?

Yes. Practice management systems, imaging computers and front desk hardware are all eligible uses of working capital.

Drop table repair $7,200.00
Decompression unit $16,500.00
Digital X-ray $24,000.00
Laser service $9,800.00

Example uses for illustration only.

How to improve your chances

Equipment planning makes repairs smaller and funding simpler.

  • Keep service records and warranty dates for each unit
  • Get written repair quotes before applying
  • Budget for preventive maintenance each year
  • Know which units would stop visits if they failed

Repair funding: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Time to decision
Decisions move fast
Often weeks
Documents
Three months of statements
Returns, financials, quotes
Credit
FICO 500+ considered
Strong credit expected
Application
5 minutes
Long forms, branch visit
Cost clarity
Full repayment shown up front
Varies by product

Get your treatment rooms running again

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall