FICO 500+ considered. We look at the steady deposits from your guard, patrol, or alarm contracts, not just a score. Soft pull to start.
Check My OptionsBad Credit Funding
Late-paying clients and lean early years leave marks on many security owners' credit. We weigh your current deposits and obligations alongside the score.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Qualified firms can be funded in as little as 24 hours.
A lower score is weighed alongside steady contract deposits, not used as the only test.
The full repayment amount is in your offer before you accept. No surprise costs come after you sign.
Your schedule is laid out in the offer, so you can check it against payroll before committing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plenty of solid security companies have owners with bruised credit. It often traces back to the business itself: a big client that went months without paying, a period of carrying payroll on personal cards, or a rough early stretch before the contract base grew. A bank may stop reading at the score. We look further.
FICO scores from 500 up are considered. Your score still matters, but it is weighed alongside how your business is actually performing today.
When we review a security company with lower credit, the business bank statements tell most of the story. We look at:
None of these is a pass or fail on its own. Funders weigh them together, which is why a security firm with lower credit and steady deposits can still receive an offer. Our qualifying for security services funding page explains this in more detail.
The application takes about five minutes and starts with a soft credit pull. You will share about three months of business bank statements. No tax returns are required. Your offer shows the full repayment amount and the repayment schedule before you accept, and qualified businesses can be funded in as little as 24 hours.
These steps do not change your score overnight, but they make the strength of the business easier to see.
Depending on your situation, an offer might come as a merchant cash advance, revenue-based financing, or working capital. Funding runs from $25,000 to $5,000,000 for established businesses with steady deposits, and sole proprietors can apply.
FICO scores from 500 up are considered. Your score is one factor, weighed together with your deposits and existing obligations.
We start with a soft credit pull, which does not carry the impact of a hard inquiry.
Funders look at the full picture. Recent, steady deposits show how the business is doing now, and that counts for a lot.
Every offer is specific to your business. Whatever it is, the full repayment amount is shown before you accept, so you can decide with the real numbers.
Yes. Sole proprietors can apply, and the review centers on your business deposits.
Example uses for illustration only.
These honest steps can help a security owner with lower credit present a stronger file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding