FICO 500+ considered. Your daily sales count. Three months of bank statements, a soft credit pull to start, and no tax returns.
See What I Qualify ForCredit-Flexible Store Funding
Past credit trouble does not define the store you run today. We review your deposits and show the full cost before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. No tax returns. Funding in as little as 24 hours for qualified stores.
A soft pull to start, with real weight given to your daily deposits and obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can match it to your sales.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plenty of convenience store owners have credit scars. Maybe a past location did not work out, a family medical bill went to collections, or you carried the store on personal cards during a road closure. Meanwhile, the store you run today takes in sales every single day. We consider FICO 500+ because that daily deposit history often says more about the business than one number does.
We start with a soft credit pull, then look at about three months of business bank statements. Funders weigh several things together:
No one item decides the outcome. Our convenience store qualification guide explains more.
Products tied to sales can be a natural fit for stores with credit challenges. A merchant cash advance for convenience stores is based on future sales. Revenue-based financing is built around revenue. Working capital and equipment financing are available too. Funding runs from $25,000 to $5,000,000, with funding in as little as 24 hours for qualified businesses.
Consider a store owner whose score dropped after a medical bill went to collections two years ago. The store itself shows steady daily card and cash deposits, few overdrafts and one existing equipment payment. In a file like that, the deposit history and account health carry real weight next to the credit report. That is not a promise of any outcome, just a picture of how the pieces are weighed together. If the numbers work, your offer shows the full repayment amount and schedule before you accept anything.
With credit challenges, it pays to be specific. Ask for the amount the need actually costs, list what you currently owe, and read your offer closely. Every offer shows the full repayment amount and schedule before you accept, so you can check that the payments fit your sales. No tax returns are required, and sole proprietors can apply. Start the 5-minute application.
FICO 500+ is considered. We weigh your credit together with your deposits and existing obligations.
We start with a soft credit pull, which does not affect your score like a hard inquiry.
It is one factor funders consider, especially how recent it is. It is weighed with your current deposit history.
About three months of business bank statements and a 5-minute application. No tax returns.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Yes. Sole proprietors can apply. We look at the deposits running through the business account, whether the store is a sole proprietorship, partnership or company.
Example uses for illustration only.
These steps can help a convenience store with credit issues present a stronger file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding