Hire, stock up or carry a slow-paying client with $50,000 in working capital. 5-minute application, about three months of statements, no tax returns.
Apply in 5 MinutesWorking Capital
$50,000 gives an established business room to act on the next opportunity. We size your offer from deposits and existing obligations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5 minutes to apply and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft credit pull to start.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer up front. Check it against a slow month before you decide.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
At $25,000 you are usually patching a gap. At $50,000 you are often planning ahead: hiring before a busy season, stocking up while a supplier is running a deal, or carrying a large commercial client who pays slowly but reliably. This is working capital that lets you say yes to opportunities instead of waiting for cash to catch up.
If two of those three are shaky, a smaller request may make more sense. We will be straight with you about what your statements support.
It also helps to separate the need from the want. Payroll for confirmed seasonal work is a clear use. A vague plan to grow is harder to measure against a repayment schedule. The clearer your plan, the easier it is to judge whether $50,000 is the right amount or whether something smaller would do the job with less strain on cash flow.
The figure we offer depends mainly on your deposits and on the obligations you are already carrying. We read about three months of business bank statements to see both. A business might request $50,000 and receive an offer that matches, or one that is adjusted to what the numbers support.
For illustration, an HVAC company heading into summer with steady service deposits might use $50,000 to add a technician and stock compressors before the rush.
We ask for a 5-minute application and about three months of statements. We do not ask for tax returns. We start with a soft credit pull, and FICO scores of 500 and up are considered. Sole proprietors can apply on the same footing as incorporated businesses.
Your offer shows the full repayment amount and the repayment schedule before you accept. No surprise costs after you sign. We recommend checking that schedule against your slowest recent month, not your best one, before deciding.
Apply here and funding can arrive in as little as 24 hours for qualified businesses. If you expect needs to come in pieces rather than all at once, a $50,000 business line of credit may fit better. Smaller gap? See $25,000 working capital.
Common uses include payroll ahead of a busy season, inventory purchases, covering slow-paying receivables and short-term operating costs.
We look mainly at your deposits and existing obligations from about three months of bank statements, plus credit, with FICO 500+ considered.
No tax returns required.
Funding can arrive in as little as 24 hours for qualified businesses after you accept.
Yes. It is shown in your offer, along with the schedule, before you accept.
Example uses for illustration only.
A few preparations make a $50,000 working capital request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding