Keep $25,000 available for restocks, repairs and slow weeks. Apply in 5 minutes with bank statements; FICO 500+ considered.
Apply for a LineBusiness Line of Credit
A $25,000 line gives you room to handle recurring short-term needs without taking a lump sum you might not use right away.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5 minutes to apply and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft credit pull to start. Your deposits matter a lot in our review.
The offer lists the full repayment amount up front. No surprise costs after you sign.
Your repayment schedule is in the offer from the start, so draws can be planned against real cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A line of credit works differently from a one-time advance. You get access to a set amount and draw on it when you need it. For a $25,000 line, that usually means smaller, repeated needs: restocking, covering a short receivables delay, handling a repair.
If your cash needs come in waves rather than one big hit, a line can fit better than taking the full amount on day one.
We see this size work well for established businesses with steady deposits that occasionally run short between busy stretches. Think of a café that buys bulk coffee ahead of the holidays, or a cleaning company waiting on net-30 commercial invoices.
It is less about the size of the business and more about how predictable the inflows are.
We read about three months of your business bank statements to understand deposit patterns and any obligations you already carry. Those two things drive how much we can offer. FICO scores of 500 and up are considered, and we begin with a soft credit pull.
No tax returns required, and sole proprietors can apply.
Your offer lays out the full repayment amount and schedule before you accept, so you know exactly what you are signing.
The application takes about 5 minutes. Apply here and have your statements ready. If you expect larger swings, compare our $50,000 business line of credit, or look at $25,000 working capital if you need the full amount at once.
Many owners cover small gaps with a business credit card. That works until the limit is low or the vendor does not take cards. A $25,000 line gives you access to funds you can move into your business account and use for payroll, rent or a supplier who only accepts transfers. It also keeps your card balances lower, which can help your credit over time. We review a line request the same way we review any other: deposits first, then obligations and credit.
That is the point of a line. You draw what you need when you need it. The specifics of how draws and repayment work are spelled out in your offer.
Mainly your deposit history from about three months of bank statements and any existing obligations. Credit is considered, with FICO 500 and up in range.
No tax returns required. Bank statements and a short application are the core of the review.
Funding can happen in as little as 24 hours for qualified businesses after you accept your offer.
It depends on your pattern. Recurring small gaps tend to suit a line. A single known expense often suits a lump sum of working capital.
Example uses for illustration only.
Owners who get the most from a small line usually do a few things well.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding