Cover payroll, inventory, and contract gaps with $200,000 in working capital. Five-minute application, bank statements instead of tax returns.
Check My OfferWorking Capital: $200,000
When receivables lag behind what the business needs to spend, $200,000 in working capital can carry operations until revenue lands. Your deposits drive the offer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes and send three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered. Deposits and cash flow carry real weight in the review.
Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.
The repayment schedule is laid out in the offer up front, so you can map it against your cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
At this size, working capital is rarely about one purchase. Owners we talk to are usually covering a gap: payroll for a crew that grew faster than receivables, a large inventory order ahead of a busy quarter, or a deposit on a contract that pays out in stages. The money keeps the business moving while revenue catches up.
Because the use is flexible, the offer is built around your cash flow rather than a single asset. That is the main difference between working capital and something like $200,000 equipment financing, which is tied to the machine being purchased.
The amount we can put in front of you depends mainly on two things: how much moves through your business bank account each month, and what you already owe to other funders. A business with steady, healthy deposits and few existing obligations has the clearest path to a figure in this range. If deposits are lighter, the offer may come in smaller, and you can decide whether that still works.
For illustration only: a wholesale distributor might split $200,000 between a bulk supplier order and two months of warehouse payroll. A multi-location restaurant group might use it to carry food costs and staffing through a renovation at one site while the others keep earning. Neither is a quote; the actual amount and structure come from your statements.
Before requesting $200,000, it helps to be honest about a few things. How quickly will the money turn into revenue? If it funds inventory that sells within weeks, the math is different from funding a slow-burn project. What else is drawing from your account each month? Every existing payment narrows the space for a new one.
Also consider whether you need the whole amount now. Some owners start with a smaller figure, or pair a lump sum with a $200,000 business line of credit for flexibility. There is no single right answer; the right one is the offer whose repayment your deposits can carry without strain.
More detail lives on our how it works page, or you can start your application now.
Sole proprietors can apply. What matters most is the deposit history in the business bank account and existing obligations, not the entity type.
No. We review about three months of business bank statements instead.
We start with a soft credit pull, so checking your options does not begin with a hard inquiry.
Your offer reflects what your deposits support. If it comes in lower, you can review it and decide whether it still fits your plan.
We do not publish a hard revenue minimum. Offers are built for established businesses with steady deposits.
Example uses for illustration only.
A few steps can strengthen the offer you see for $200,000.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding