Keep up to $250,000 on standby for supply orders, job costs, and slow weeks. Apply in about 5 minutes with bank statements.
Check My LineLine of Credit: $250,000
A $250,000 line works as a reserve for irregular expenses. Your limit is based on deposits and existing obligations, with FICO 500+ considered.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.
Credit is reviewed with your cash flow rather than on its own.
The full repayment amount appears in your offer before you accept.
Your offer lays out the schedule up front so draws are easy to plan.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Think of a $250,000 business line of credit as a reserve that sits ready. Draw $30,000 for a supply order this month, nothing next month, $80,000 for a large job after that. Having the line in place means you are not starting a new application every time cash gets tight.
It suits businesses with recurring but irregular needs: distributors, general contractors, event companies, agencies with project-based billing.
Your limit is set mostly by deposits and by what you already owe. A business with a large, steady monthly deposit history and few other obligations is in the strongest position for $250,000. If your deposits support less, starting with a smaller line and building history is a reasonable path.
Ask yourself how much you would realistically draw in a busy month. A limit well above that may not add much.
Our line of credit overview covers how draws work in more detail.
A line of credit is only useful if it is there when you need it. The owners who get the most out of a $250,000 line treat it as a tool for short gaps: draw for a supply order, repay as the related sales come in, and keep part of the limit unused for the unexpected. Drawing the full limit for long-term projects defeats the purpose and leaves no reserve.
It also helps to keep your business account in good shape after you are approved. Steady deposits, few overdrafts, and no pile of new obligations make the line easier to maintain and can support future requests. Review the repayment terms for each draw in your offer, and plan draws around your busy and slow months rather than reacting to every expense as it lands. Treat the unused portion as your safety margin.
The 5-minute application starts with a soft credit pull. Upload about three months of business bank statements; no tax returns needed. Your offer shows the full repayment amount and schedule before you accept, and qualified businesses can be funded in as little as 24 hours. Apply now.
You draw funds as needed up to your limit. The repayment terms are laid out in your offer.
The limit reflects your deposits and existing obligations. You can review it and decide whether it fits.
Yes. FICO 500+ is considered.
No. About three months of business bank statements are the main documents.
Sole proprietors can apply.
Yes. Owners commonly draw for inventory, job materials, payroll timing, and repairs. The flexibility is the main reason to choose a line over a lump sum.
Example uses for illustration only.
These steps can help support a $250,000 limit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding