Lump-sum funding from $25,000 to $5,000,000 for South Dakota businesses. About three months of bank statements, no tax returns, a 5-minute application.
Get StartedSouth Dakota Working Capital
Harvest timing, tourist season and long winters shape cash flow across South Dakota. Working capital helps you cover costs between the strong stretches.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft credit pull and look closely at your deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer, so you can plan the months ahead.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
South Dakota businesses learn to plan around the calendar. Farm equipment dealers and ag service companies follow planting and harvest. Contractors push hard between thaw and freeze. Lodges and attractions in the Black Hills do much of their business in summer. Meanwhile a clinic supplier in Sioux Falls may wait on payments from larger customers.
Working capital gives you a lump sum to run on while revenue catches up. We fund from $25,000 to $5,000,000 for payroll, inventory, rent, fuel, materials and other everyday costs.
We start with about three months of business bank statements. They show how steady your deposits are and what already leaves the account each month, which together shape how much makes sense to offer.
Credit matters, but it is not the gatekeeper. FICO 500+ is considered and we begin with a soft credit pull. There are no tax returns to gather, the application takes about 5 minutes, and sole proprietors can apply. We serve established businesses with steady deposits and do not post a hard revenue minimum.
If you carry other financing today, mention it in your application. We would rather size the offer to what your account can comfortably support than stretch it.
Pre-season buying. Retailers, outfitters and restaurants stocking up before tourist season or hunting season.
Winter coverage. Construction and outdoor service firms keeping key employees on through the cold months.
Harvest timing. Ag-related businesses covering fuel, parts and labor before customers pay after harvest.
Growth. Opening a second location, adding a route or taking a larger contract.
For repeated draws, a business line of credit in South Dakota may fit better. Businesses with heavy card sales can compare a merchant cash advance.
Your offer lists the full repayment amount and the repayment schedule before you accept, and no surprise costs appear after you sign. Run those numbers against your quietest months, not your busiest. Funding can arrive in as little as 24 hours for qualified businesses. Apply when you are ready.
From $25,000 to $5,000,000. Deposits and existing obligations are the main drivers.
No tax returns are required. We review about three months of business bank statements.
Yes. Businesses that serve agriculture, such as equipment repair, trucking on local routes, supply and services, apply with the same bank statement review.
We start with a soft credit pull. FICO 500+ is considered.
Funding can arrive in as little as 24 hours for qualified businesses.
Yes. Sole proprietors can apply.
Example uses for illustration only.
Small changes can make your working capital request clearer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding