Cover payroll, inventory and contract costs while you wait to get paid. $25,000 to $5,000,000, FICO 500+ considered, no tax returns.
Apply in 5 MinutesMaine Working Capital
We base offers on your deposits and current obligations. You see the full repayment amount and schedule before you accept anything.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500 and up is considered. Deposits and obligations count alongside your score.
Your offer shows the full repayment amount before you accept. Nothing surprising after you sign.
The schedule is laid out in your offer, so you know exactly what to expect.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Working capital is the cash that covers the gap between paying for something and getting paid for it. In Maine that gap shows up everywhere. A boatyard buys materials in spring for work it bills in summer. A timber or trucking outfit waits on payment from a mill. A contractor in Portland or Bangor fronts labor on a job that pays at completion. A blueberry or potato grower spends months ahead of harvest.
We provide working capital to established Maine businesses with steady deposits, from $25,000 to $5,000,000.
We start with a 5-minute application and about three months of business bank statements. A soft credit pull begins the process, and FICO 500 and up is considered. We focus on the pattern of your deposits and the obligations you already carry, since those drive how much funding makes sense. No tax returns are required, and sole proprietors can apply.
Once you have an offer, it shows the full repayment amount and the repayment schedule before you accept. Qualified businesses can be funded in as little as 24 hours.
Here is an example for illustration only. A Midcoast restaurant planning for summer might need to cover a few weeks of staff training, a food order and some patio furniture before the first busy weekend. Adding those up gives a clear target amount instead of a round number picked at random. Asking for what you can tie to a specific use makes repayment easier to plan and keeps the offer in line with your deposits. If the real need is bigger later in the year, it is usually better to come back then with fresh statements.
Card-heavy businesses sometimes prefer a merchant cash advance in Maine. If you need to draw funds more than once, look at a business line of credit in Maine. Buying machinery? See equipment financing in Maine. Or just apply and we will help you choose.
Between $25,000 and $5,000,000. The amount depends mainly on your deposits and existing obligations.
No. About three months of business bank statements and a short application are enough to start.
Yes. We look at deposits across your statements and ask about your seasonal pattern.
We begin with a soft credit pull, which does not affect your score.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Yes. Many seasonal Maine businesses find it makes more sense to request what they need now and come back with fresh statements later, rather than taking a larger amount up front that has to be repaid through slow months.
Example uses for illustration only.
These steps help your request move smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding