Get ahead of the season with funding based on your sales. $25,000 to $5,000,000 for Maine businesses with steady deposits. FICO 500+ considered.
Get My OfferMaine Merchant Cash Advance
Stock up, staff up and open strong. Your offer shows the full repayment amount and schedule before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500 and up is considered. Your sales history counts for a lot.
The full repayment amount is shown in your offer before you accept. No surprise costs after signing.
Your offer lays out the repayment schedule up front so you can plan around the season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Few states feel seasonality like Maine. Coastal restaurants, lobster shacks, inns and gift shops can do most of their year's business between Memorial Day and the fall foliage crowds, while ski areas and snowmobile trail towns peak in winter. That rhythm means cash is plentiful some months and tight in others, and the tight months are usually when you need to buy inventory, hire and get ready.
A merchant cash advance gives you a lump sum now based on your future sales. It is designed for businesses with steady card or deposit activity, which describes a lot of Maine retail, hospitality and food service.
You receive funding up front. Repayment comes from your future sales according to the terms in your offer. Before you accept, the offer shows the full repayment amount and how the repayment schedule works, so there are no surprise costs after you sign. We do not quote rates on this page because every offer depends on your own statements.
No tax returns are required. FICO 500 and up is considered, and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours.
Many Maine owners look for funding in late winter or early spring, before the summer rush. That is also when statements look thinnest. Tell us about your seasonal pattern on the application. We look at deposits across your statements and the obligations you already carry, and we would rather size an advance you can comfortably repay through a quiet stretch than push the largest number. If your deposits are still lean when you apply, a smaller advance now and another conversation later can make more sense than stretching.
If your sales are mostly invoices rather than cards, working capital in Maine may suit you better. For recurring smaller needs, see our business line of credit in Maine. Ready to see an offer? Apply now.
It is an advance against future sales, not a traditional loan. Your offer explains exactly how repayment works and shows the full repayment amount.
Yes, seasonal businesses can apply. We look at deposits across your statements and the pattern of your year, not one slow month.
FICO 500 and up is considered. Deposits and existing obligations also matter.
Advances range from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
We ask what the funds are for so we can size the offer sensibly. Most Maine owners use advances for inventory, staffing, repairs or upgrades that bring in sales. Tying the request to a clear use also makes repayment easier to plan.
Example uses for illustration only.
Before you apply, a little preparation helps us read your business clearly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding