Cover wages, materials and slow-paying contracts without bank paperwork. Apply in 5 minutes with about three months of statements.
See My OptionsWorking Capital ยท Colorado Springs
Contractors, defense subcontractors and service firms across the Springs use working capital to cover costs that come due before clients pay.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered; steady deposits count for a lot.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Colorado Springs is shaped by its military installations, a growing aerospace and defense sector, tourism and steady residential growth. That mix creates plenty of work for contractors, IT and engineering firms, movers, auto shops and home services. It also creates cash gaps: contracts pay on their own schedule, while wages, fuel and materials do not wait. Working capital loans keep the business running between the work and the payment.
We focus on established businesses with steady deposits, and we look at what you already owe alongside what comes in.
A roofing company in Briargate after a hail season might need materials and crew wages before insurance-funded jobs pay out. A subcontractor serving defense clients might cover payroll during a long invoice cycle. A moving company might add trucks and temporary staff for the summer relocation rush. The right amount in each case depends on the company's deposits and existing obligations.
Your offer shows the amount, the repayment schedule and the full repayment amount before you accept. Compare that with what the job or season should bring in. If the math works, sign and qualified businesses can be funded in as little as 24 hours. If it does not, you are under no obligation to accept.
Many Springs businesses work for clients whose payment cycles are long and predictable. If you know when a large invoice is likely to pay, use that to choose an amount and timing that fits. Mention big upcoming contracts when you apply; it helps us understand why deposits look the way they do. Asking for what the gap actually requires, rather than the maximum, keeps the repayment comfortable and leaves room in your budget for the next project, the next hire or the next stretch of bad weather on the Front Range.
If you would rather draw only as needed, see a business line of credit in Colorado Springs. Card-based retailers and restaurants may prefer a merchant cash advance in Colorado Springs. Need it quickly? Read about fast business funding in Colorado Springs, or simply apply now.
From $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
No. About three months of business bank statements is what we review.
Payroll, materials, inventory, vehicles, marketing, repairs or bridging slow-paying contracts.
We consider FICO 500 and up, and we weigh deposit consistency heavily.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Yes. Businesses in Fountain, Monument, Security-Widefield and the rest of El Paso County can apply.
Example uses for illustration only.
A few steps can strengthen your next working capital offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding