FICO 500+ considered. We look at your deposits and how your Louisiana business runs today, not just an old credit score.
See Your OptionsBad Credit Funding, Louisiana
Three months of statements, a 5-minute application and a soft pull to start. Your offer shows the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500 and up is considered. Deposits and obligations get real weight next to your score.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plenty of solid Louisiana businesses carry credit scars. A rough hurricane year, a slow stretch after a contract ended, or medical bills from years ago can drag a score down long after the business itself has recovered. Banks tend to stop at the number. We look further.
We consider owners with a FICO of 500 and up, and we put real weight on how your business performs today, as shown in about three months of bank statements.
Credit tells a funder how past obligations were handled. Deposits show what the business brings in now. When a score is low, consistent deposits, a reasonable number of existing payments, and an account without frequent overdrafts help balance the picture. A score alone does not decide an offer in either direction, and we will not pretend any single factor makes approval certain.
No tax returns are required. We start with a soft credit pull, and sole proprietors can apply.
Owners with a lower score often look at merchant cash advance options in Louisiana, revenue-based financing, or working capital in Louisiana. Whatever fits, your offer shows the full repayment amount and schedule before you accept. Apply here to see where you stand.
The best use of funding when credit is bruised is something that clearly brings money back in: inventory you already know will sell, a repair that gets a crew working again, or staff for a busy season you can see coming. Using new funds to cover losses with no plan to turn them around rarely ends well. Before you accept an offer, compare the repayment schedule with your typical weekly deposits and make sure there is room left for rent, payroll and suppliers. Paying on time through the term is also one of the more practical ways to show future funders a stronger track record.
If anything about your statements needs explaining, such as a large one-time deposit or a month when a storm closed your doors, mention it on the application. Context helps us read the numbers the way they actually happened.
FICO 500 and up is considered. We review it alongside your deposits and current obligations.
We start with a soft credit pull, which does not affect your score.
Tell us about it. We read your statements in context and focus on how the business is doing now.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations, not just your score.
Yes. Sole proprietors with steady deposits can apply.
Example uses for illustration only.
These honest steps can strengthen how your file reads.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding