When the machine fails before opening, you need a fast answer. Decisions move fast, with funding in as little as 24 hours for qualified shops.
Get a Fast AnswerFast Coffee Shop Funding
Broken equipment and surprise repairs cost a cafe sales every hour. We keep the review short so qualified shops can be funded in as little as 24 hours.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of bank statements. No tax returns to dig up when time matters.
FICO 500+ considered. Your daily card deposits count in the review.
Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in the offer up front, even when you are moving fast.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Coffee shop emergencies have a way of showing up before sunrise. The espresso machine will not hold pressure. The walk-in fridge is warm and the milk is gone. A health inspector flags something that has to be fixed before you can reopen. When the doors cannot open without a fix, owners start searching for same-day funding.
We want to be clear about timing. We do not promise funding the same day you apply. What we do is move quickly: decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Applying early in the day and having your documents ready helps keep things moving.
A busy cafe produces a clear paper trail. Card sales land almost every day, and the pattern of weekday rushes and weekend peaks shows up plainly in your bank statements. That is why we can work from about three months of business bank statements instead of tax returns.
The amount depends mainly on your deposits and any existing obligations. Funding ranges from $25,000 to $5,000,000.
For a broken machine, our equipment repair funding page covers the details, and equipment financing covers replacements. For a sudden shutdown or loss, read emergency funding for coffee shops. A merchant cash advance is repaid from future card sales, which suits a shop with strong daily volume. If you want something on standby for next time, look at a line of credit.
Your offer shows the full repayment amount and the repayment schedule before you accept, so speed never comes at the cost of knowing what you are signing.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Missing or incomplete bank statements and unclear amounts are the usual culprits. Having statements and a quote ready helps.
No. About three months of business bank statements is what we look at.
We begin with a soft credit pull. FICO 500+ is considered.
Tell us about it in the application. A short gap in deposits with a clear cause, like a repair or inspection closure, reads very differently from an unexplained drop, and we review your full three months of statements in context.
Funding starts at $25,000 and ranges up to $5,000,000, depending mainly on deposits and existing obligations.
Example uses for illustration only.
Preparation is the biggest factor in how quickly a file moves.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding