Decisions move fast and funding can arrive in as little as 24 hours for qualified contractors. Bank statements only, no tax returns.
See My OptionsFast Construction Funding
We review about three months of deposits, not a stack of financials, so construction owners get a clear answer quickly.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and recent bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
A soft pull to start, and a close look at your job deposits instead of a credit score cutoff alone.
Every offer shows the full repayment amount before you accept, with no surprise costs after signing.
The payment schedule is spelled out in the offer up front, so you can line it up against your draw calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Contractors search for same-day funding because construction problems show up with no notice. A supplier wants payment before releasing material. A progress payment from the general contractor slips another two weeks. Payroll is Friday regardless. We want to be clear about what we can do: we do not promise funding on the day you apply. Decisions move fast, and funding can land in as little as 24 hours for qualified businesses.
For most crews, that is the difference between keeping a job on schedule and pulling people off site.
Speed comes from asking for less. We do not need tax returns, a business plan or a binder of job costing reports. We look at about three months of business bank statements and a short application that takes about five minutes.
For illustration: a concrete subcontractor finishes a pour, but the general contractor's draw is running late, and Friday payroll is coming. The owner downloads three months of statements, completes the application on a phone between jobs, and reviews an offer that lays out the full repayment amount and schedule. Having documents ready is what keeps a file like that moving.
A quick answer is only useful if the structure makes sense for your cash flow. Construction deposits tend to come in lumps tied to draws and completions, so think about how repayment lines up with when money actually lands. Your offer lays out the schedule before you sign, and you can compare it to your expected payment calendar. If your cash gaps recur every month, a line of credit may serve you better than a one-time lump sum.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Missing statements, deposits split across several accounts, or statements that do not match the business name. Having clean PDFs ready helps.
We start with a soft credit pull, so checking your options does not affect your score the way a hard inquiry would.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
Subcontractors and trade contractors apply regularly. We look at deposits into the business account, whoever pays them.
Yes. Many contractors use one round of funding to cover payroll, materials and equipment across several active jobs. Tell us what it is for when you apply.
Example uses for illustration only.
Being ready before you apply is the fastest way to a decision.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding