A decision today is realistic with complete statements; approved funding typically lands the next business day.
Check my optionsSpeed
Same-day decisions are realistic for revenue-based funding when your documents are ready. Same-day cash in the account is possible in some cases, but next-business-day funding is the more common outcome. Knowing what affects timing helps you move as fast as possible without making a rushed mistake.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Approved files are usually funded the next business day.
Advances, lines of credit and second-position options in one place.
You can apply at 500; stronger credit opens more products.
Your file goes to funders that fit it, so offers can be compared.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
What can happen today: you can submit a complete application, receive an underwriting decision and review an offer, often within hours. If you sign early in the day and the verification call is completed promptly, some funders can send a wire the same day. More commonly, funds go out by ACH and arrive the next business day.
What slows it down: missing pages in bank statements, a business name or address that does not match records, an existing advance not disclosed on the application, an owner who cannot be reached for verification, or applying late in the afternoon, on a Friday or before a bank holiday. Each of these can add a day or more.
What to have ready right now: the last three to six months of complete business bank statements as PDFs, a government ID for each owner, your EIN and business details, a voided check or bank letter and a list of any current advances or loans with balances and payments. With these in hand, one application through MFE can reach multiple funders, with credit considered from 500.
What not to skip, even in a hurry: the total payback in dollars, the payment amount and frequency and whether the payment fits your slowest week. Fast money that creates a payment you cannot carry turns today emergency into next month crisis. Also ask whether early payoff at 30, 60 or 90 days reduces the cost, in case cash arrives sooner than expected.
If the need is truly same-day and funding cannot arrive in time, ask suppliers or landlords for a short extension while funding completes; a confirmed approval often makes them willing to wait a day.
Here is a fast offer you can evaluate in minutes. Illustrative numbers.
| Amount funded | $60,000 |
| Factor rate | 1.38 |
| Total payback (amount × factor) | $82,800 |
| Fees deducted at funding (5%) | $3,000 |
| Net cash you receive | $57,000 |
| Weekly payment over 52 weeks | $1,592 |
| Same total as daily debits (~260 business days) | $318/day |
Illustrative numbers only. Your offer depends on your file; always compare net cash and total payback in writing.
| Statements (3-6 months, PDF) | Ready to upload |
| Owner ID and EIN | Matching records |
| Voided check or bank letter | For funding |
| Existing debts list | Balances and payments |
| Apply early in the day | Avoid Friday and holiday delays |
Good fit:
Probably not yet:
A same-day decision is common; funding usually arrives the next business day, sometimes same day by wire.
Missing documents, mismatched details, undisclosed debts and late-day or pre-holiday applications.
Statements, owner ID, EIN, a voided check and a list of existing debts.
Options begin at 500.
Total payback, payment size and frequency, and fit with your slowest week.
Ask suppliers or landlords for a short extension with your approval in hand.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding