Fund payroll, contracts and supplier orders while customers pay. Five-minute application, soft credit pull, no tax returns.
Get FundedWorking Capital ยท Memphis
Memphis warehouses, staffing firms and contractors use working capital to take on new work without waiting on receivables.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500 and up considered, with deposits weighed alongside your score.
The full repayment amount is in your offer before you accept. No surprise costs after signing.
Your repayment schedule is laid out up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Memphis businesses often work in the middle of the supply chain. Warehousing and fulfillment operators, packaging suppliers, staffing agencies, local delivery services and maintenance contractors spend first and get paid later. Working capital covers that stretch so a slow-paying customer does not become a payroll problem.
If any of these sound familiar, a working capital offer sized to your deposits may help.
The amount you can receive depends mainly on your monthly deposits and existing obligations. For illustration: a staffing agency with steady weekly deposits and no other payments would typically be offered more than a similar agency already making several payments on other financing.
We review about three months of business bank statements, start with a soft credit pull, and do not require tax returns. FICO 500 and up is considered, and sole proprietors can apply.
Many Memphis distribution and fulfillment businesses see sharp swings around the holiday shipping season, when volume climbs and temporary labor, overtime and equipment rentals pile up all at once. Revenue from that surge often arrives weeks later. Working capital helps you staff up and handle the volume when it hits, rather than turning work away. Planning ahead matters: applying before the rush gives you time to review your offer carefully and have funds ready when your busiest weeks begin.
Funding ranges from $25,000 to $5,000,000. Qualified businesses can be funded in as little as 24 hours. Want flexibility to draw funds over time? Compare a Memphis line of credit. Looking statewide? Visit working capital in Tennessee. Your offer shows the full repayment amount and schedule before you accept. Apply now.
Yes. Established businesses with steady deposits across many industries can apply.
Mainly by your monthly deposits and any existing obligations shown on about three months of bank statements.
We review your bank statements and revenue history. Any specific terms are spelled out in your offer before you accept.
No. FICO scores from 500 up are considered.
Qualified businesses can be funded in as little as 24 hours.
Applying ahead of your busiest season gives you time to review the offer carefully and have funds ready when volume climbs. Many Memphis distribution and staffing businesses prefer that to scrambling once orders are already arriving and payroll is already growing.
Example uses for illustration only.
A stronger application starts with clean cash flow habits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding