A lump sum based on your future sales. About three months of bank statements, no tax returns, and FICO 500+ considered.
See My OfferMerchant Cash Advance, Jacksonville
Restaurants, retailers, salons and repair shops across Jacksonville use an advance to cover costs that show up before the busy weeks pay off.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and recent business bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered, and we start with a soft pull.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so there is no guessing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance is a purchase of a portion of your future receivables. You receive a lump sum now, and repayment comes from your sales over time according to the schedule in your offer. Because it rests on revenue rather than collateral, it tends to suit businesses with frequent, steady deposits: restaurants in San Marco and Riverside, auto shops on the Westside, salons in Mandarin, or retail stores near the Town Center.
Jacksonville's seasons are not as extreme as some Florida tourist markets, but they still shape cash flow. Beach-area shops and restaurants see heavier traffic in warmer months, while hurricane season can leave owners facing repairs or lost days. An advance can cover inventory before a busy stretch, replace equipment that failed at a bad moment, or keep payroll steady when deposits dip.
We focus on the health of your business account. The review covers deposit size and consistency over about three months of business bank statements, existing obligations including any current advances, and credit, with FICO scores from 500 considered. We start with a soft pull, and no tax returns are required. Sole proprietors can apply.
The amount you are offered depends mainly on your deposits and what you already owe. Offers range from $25,000 up to $5,000,000.
If the answers point to a short-term, revenue-producing need, an advance can be a practical fit. If not, it may be worth waiting or choosing a different structure. We are glad to walk through the offer with you so the decision is yours and well informed.
An advance is a strong tool for short-term needs that pay for themselves in sales. If you need a revolving pool instead, look at a business line of credit in Jacksonville. If the money is for a specific machine or vehicle, equipment financing may fit better. Statewide, our Florida merchant cash advance page covers more context.
Your offer lays out the full repayment amount and schedule before you accept. Apply here to see your options.
Repayment comes from your future sales according to the schedule in your offer. You see the full repayment amount and schedule before you accept.
Steady business deposits are what matter most. We review about three months of business bank statements.
FICO scores from 500 are considered. Credit is one factor alongside deposits and existing obligations.
Qualified businesses can be funded in as little as 24 hours after approval and signed documents.
You can apply. Existing obligations are part of the review and affect the amount available to you.
Example uses for illustration only.
A cleaner bank picture usually leads to a stronger advance offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding