Buy at volume pricing and sell through on your timeline. Working capital from $25,000 for retailers, resellers and distributors with steady sales.
Stock Up NowWholesale Inventory Funding
Bulk discounts only help if you can pay up front. We review your sales deposits, then show the full repayment amount so you can weigh it against the savings.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, with your sales deposits carrying real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is set out in your offer up front, so you can plan around your sell-through.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Suppliers reward volume. A full pallet costs less per unit than a case, a truckload less than a pallet, and a closeout lot can be a bargain if you can move fast. Retailers, convenience stores, restaurants, e-commerce sellers and distributors all know the math. What gets in the way is paying for the inventory before it sells.
Funding for wholesale buying lets you buy at the better price and sell through on your own schedule. We offer working capital from $25,000 to $5,000,000, and the 5-minute application starts with a soft credit pull.
Underwriting focuses on how well the business can carry the cost while the stock sells:
Before you buy, compare the unit savings on the bulk order with the total repayment in your offer. If the discount and the extra margin from never running out of stock are larger, the purchase likely makes sense. If the stock is slow-moving or seasonal, plan for how long it will sit. Our guide to inventory financing covers this in more depth, and seasonal sellers may want to read about funding for holiday inventory.
Working capital is the simplest fit for one large buy. A business line of credit works for owners who restock in bulk every few weeks. A merchant cash advance or revenue-based financing can suit card-heavy retailers, since repayment can follow sales. Sole proprietors are welcome to apply.
Have about three months of business bank statements ready, plus the supplier quote showing bulk and standard pricing. Knowing your average weekly sales for the product line helps you and us size the request to what will actually sell.
Every offer shows the full repayment amount and repayment schedule up front. You can run your own numbers against the supplier discount before committing.
Yes. Working capital can be used to buy bulk inventory from wholesalers, distributors or manufacturers.
Yes. Sole proprietors can apply. The review looks at your business deposits, existing obligations and credit the same way it does for any other business.
It depends mainly on your deposits and existing obligations. Funding ranges from $25,000 to $5,000,000.
About three months of business bank statements and a short online application. No tax returns are required.
Funding can arrive in as little as 24 hours for qualified businesses, which helps when a supplier offers a time-limited lot.
Example uses for illustration only.
These actions help a wholesale funding request hold up.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding