Fell behind after a slow stretch? We look at your current deposits and the trend, not just the missed payment.
Review My OptionsQualifying: rent arrears
Rent arrears often come from one rough month. We review roughly three months of bank statements to see whether your deposits can support a catch-up plan, and we show the full cost before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Deposits and the overall trend matter just as much.
The full repayment amount is in your offer before you accept, with no surprise costs after signing.
Your repayment schedule is laid out up front so you can see it next to your rent date.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A slow season, a client who paid late or a major repair can push rent behind by a month or two. Landlords notice quickly, and the pressure builds. Working capital can help bridge the gap, but only if the underlying business is still bringing in steady deposits. That is the first thing we look at.
Rent arrears themselves are not always visible on bank statements. What is visible is the pattern around them:
A business that fell behind after a single bad month but has recovering deposits reads very differently from one with declining sales every month.
Funding adds a repayment on top of rent. Before applying, sketch out your next few months: expected deposits, rent, payroll, suppliers and the new payment. If the numbers only work in a best-case month, a smaller amount or a different plan may be wiser. Our how much can I borrow page explains how amounts are sized.
Many landlords prefer a clear plan to silence. If funding is on the way, telling them when you expect to catch up can buy goodwill. Some owners pair a catch-up payment with a business line of credit as a cushion for the months ahead.
Send about three months of bank statements through the 5-minute application. No tax returns are required, FICO 500+ is considered, and qualified businesses can be funded in as little as 24 hours. Related reading: funding to catch up on supplier bills.
You can apply. We look at your deposits, existing obligations and the overall trend. Being behind on rent is one part of the picture rather than the whole decision.
Our review is based on your application, bank statements and credit. If anything else is needed for your file, we will tell you first.
Enough to cover the arrears and a reasonable cushion, but no more than your deposits can comfortably support alongside rent and other costs.
Tell us up front. The urgency is understandable, and knowing the timeline helps us move your file efficiently. Funding still depends on your overall review.
A lump sum fits a one-time catch-up. A line can fit if you expect a few more tight months. Your deposits and plans decide which makes more sense.
Example uses for illustration only.
A few steps can steady things while you catch up.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding