Hire and train before the rush, not during it. $25,000 to $5,000,000 for established businesses, based on deposits. FICO 500+ considered.
Staff Up NowSeasonal Payroll Funding
New staff get paid before they pay for themselves. A 5-minute application and about three months of statements can close that timing gap.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Slow-season statements are read in context.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer up front, so you can plan it against your season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Landscapers hire in March. Retailers hire in October. Pool companies, tax offices, and beach restaurants all have their own calendar. The common problem is timing: new staff need training and paychecks for weeks before the peak revenue they were hired for actually hits the account.
Seasonal hiring funding bridges that gap. We fund established businesses with steady deposits from $25,000 to $5,000,000, and the 5-minute application starts with a soft credit pull.
Seasonal swings are normal and funders expect them. What they look at:
Explaining your calendar helps. A short note such as "we do most of our year between May and September" gives context to the numbers.
For a recurring annual staffing push, a business line of credit lets you draw what you need each season. For a single big ramp, working capital puts a lump sum in the account. Revenue-based financing ties repayment to sales, which some owners prefer when revenue swings hard. Our broader funding for hiring staff page covers permanent hires.
For illustration: a garden center adding eight seasonal workers for ten weeks might budget wages, payroll taxes, uniforms, and training hours, then compare that total to the extra sales the season usually brings. The goal is a funding amount that covers the ramp without leaving you with a payment that outlasts the busy months. Your offer shows the full repayment amount and schedule before you accept.
Businesses that bring back returning seasonal workers often have an edge: less training time and fewer mistakes in the first busy weeks. Funding can help you lock in those people early with a start date and a modest retention bonus before a competitor hires them. It can also cover background checks, safety gear, and the extra hours a manager spends onboarding. Think about the full season, from the first hire to the last paycheck, and make sure the repayment schedule fits inside the period when revenue is strongest. If your peak is short, a smaller request that clearly matches the season is usually easier to carry than a large one that stretches into the off months.
Yes. Many owners apply during slower months so staff are hired and trained before peak revenue arrives.
Funders expect seasonal patterns. They weigh the slow months alongside your overall deposit history and existing obligations.
A line of credit suits a recurring yearly push. A lump sum of working capital fits a one-time ramp.
Decisions move fast, with funding in as little as 24 hours for qualified businesses.
No tax returns are required. About three months of business bank statements is the core document.
Example uses for illustration only.
Seasonal businesses can strengthen a hiring request with a little prep.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding