Merchant Fund Express
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Expansion Funding for Freight and Logistics

Add trucks, space and staff when new freight shows up. Funding from $25,000 to $5,000,000 for regional carriers, 3PLs and brokers.

Plan My Growth

Freight Expansion Funding

Take on the next route, client or warehouse

Growth in logistics costs money before it makes money. We help operators fund vehicles, space and people so new business does not slip away.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Funding sized for real growth

Quick to start

A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.

Credit is one factor of many

FICO 500+ is considered. Your deposit history matters a great deal in sizing the offer.

Total repayment shown first

Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.

A schedule you can model

Repayment is laid out in your offer up front, so you can build it into your growth plan.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Growth in logistics is lumpy

Expanding a freight or logistics business rarely happens in small steps. You add a truck and a driver at once, sign a lease on a larger warehouse before the new client is fully onboarded, or open a cross-dock in a new market and staff it ahead of volume. Each move costs a lot up front and pays back over time. Expansion funding for freight and logistics gives regional carriers, 3PLs, warehouses and brokers the room to make that move when the opportunity is in front of them.

We work with regional and local carriers and logistics services. We do not promise funding for long-haul trucking operations.

Expansion projects we often see

Plan the expansion before you size the funding

Write down every cost that comes before the new work pays: deposits, first months of rent, equipment, hiring, training, insurance additions and marketing. Then estimate how long it takes for new revenue to show up in your deposits. That gap is the core of your request.

For illustration, a local delivery company adding a second hub might need a lease deposit, racking, three vans and two months of payroll for new drivers before the hub breaks even. A brokerage adding a sales team might need mostly payroll and software.

The amount offered depends mainly on your recent deposits and what you already owe.

Mixing products for a bigger project

Larger expansions often combine tools. Trucks, forklifts and racking can go through equipment financing for freight and logistics, while rent, hiring and launch costs fit working capital. A line of credit can sit behind the project as a cushion for surprises. We walk through how they fit together before you accept anything.

What it takes to apply

The application takes about 5 minutes and starts with a soft credit pull. Plan on sharing about three months of business bank statements. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000 and can arrive in as little as 24 hours for qualified businesses.

Frequently Asked Questions

Can I fund a new location before it has revenue?

Yes. The review looks at your existing business deposits and obligations, not the new site's numbers.

Can expansion funding cover both trucks and payroll?

Yes. Many owners split the need between equipment financing for vehicles and working capital for hiring and launch costs.

How large can expansion funding get?

Funding runs from $25,000 to $5,000,000. The amount depends mainly on deposits and existing obligations.

Do I need a business plan?

It is not required to apply, but a simple cost list helps you request the right amount.

Do you fund long-haul trucking expansion?

We focus on regional and local carriers and logistics services, and we do not promise funding for long-haul trucking.

Delivery vans $120,000.00
Warehouse lease $45,000.00
New hires $60,000.00
Racking system $38,000.00

Example uses for illustration only.

How to improve your chances

These steps strengthen an expansion request.

  • List every cost due before new revenue arrives
  • Estimate when the new work shows up in deposits
  • Separate equipment costs from operating costs
  • Keep current obligations up to date

Growth funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Business plan and meetings
Documents
About 3 months of statements
Tax returns, projections
Credit
FICO 500+ considered
Strong credit expected
Timing
As little as 24 hours if qualified
Weeks to months
Range
$25,000 to $5,000,000
Varies by bank

Ready to grow your operation?

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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