Put new or used equipment to work across North Carolina. Funding from $25,000 to $5,000,000, with a 5-minute application and no tax returns.
Get My OfferEquipment Financing, North Carolina
We size equipment financing to your deposits so the payment fits the revenue the equipment helps bring in, whether you run a shop in Greensboro or a farm near Kinston.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns required.
FICO 500+ considered. We look at deposits and obligations, not only your score.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The payment schedule is laid out in the offer up front, so you can match it to your season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
From furniture shops in the Piedmont to farms in the eastern counties and contractors working around Charlotte and the Triangle, North Carolina businesses run on equipment. When a CNC router, a tractor, a reach-in cooler or a skid steer wears out, the work does not wait. Equipment financing lets you put the new piece to work now and pay for it out of the revenue it helps produce.
New or used, from a dealer or a private seller, we look at the asset and the business behind it.
The application takes about 5 minutes. Send about three months of business bank statements and a quote or description of the equipment. We start with a soft credit pull, FICO scores of 500 and up are considered, and no tax returns are required. Sole proprietors can apply. We are built for established businesses with steady deposits.
For illustration: a Hickory upholstery shop wants a second cutting table to keep up with orders from regional retailers. We would look at its average monthly deposits, note what it already pays on a delivery van, and size an offer so the new payment fits normal cash flow. The amount depends mainly on deposits and existing obligations, not just the sticker price of the machine.
Plenty of North Carolina businesses have a busy season: beach towns in summer, mountain towns in leaf season, farms at planting and harvest. Buying equipment before the rush gives your crew time to learn it. If you would rather keep cash flexible, compare this with a business line of credit or working capital.
Ask the seller about delivery dates, installation and training, and whether a warranty transfers on used gear. Those details affect when the machine actually starts earning. Tell us the expected delivery window so the offer timing lines up with when the equipment arrives.
Yes. We review used equipment as well as new. Share the quote, the seller and the condition, and we will factor that into the offer.
No. We work from about three months of business bank statements and a short application, plus a soft credit pull to start.
Funding can arrive in as little as 24 hours for qualified businesses once the file is complete and the offer is accepted.
Yes. Your offer shows the full repayment amount and the payment schedule before you accept, so there are no surprise costs after you sign.
FICO scores of 500 and up are considered. We weigh your deposits and existing obligations alongside credit.
Example uses for illustration only.
A few steps make an equipment request move faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding