Replace or add equipment with funding from $25,000 to $5,000,000. Iowa businesses apply in 5 minutes with no tax returns required.
Finance EquipmentIowa Equipment Financing
Manufacturers, contractors, restaurants and repair shops across Iowa use our equipment financing to keep production moving without draining cash reserves.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a short application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with real weight on your deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in the offer up front, so you can match it to production.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When a CNC machine goes down in a Waterloo fabrication shop, or a Davenport restaurant's walk-in cooler quits in July, waiting weeks for a bank decision costs real money. Equipment financing lets established Iowa businesses get the machinery they need and pay for it over time from the revenue it helps produce.
Need cash for installation, training or inventory to go with the new equipment? Pair it with working capital in Iowa.
We look at your business bank deposits first. About three months of statements and a 5-minute application are usually enough to get started, with a soft credit pull at the beginning. FICO scores of 500 and up are considered, no tax returns are required, and sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000, so it covers a single piece of equipment or a broader upgrade, depending on what your deposits support.
Equipment is a long-lived investment, so it pays to slow down for a moment even when you need to move fast. Before you accept any offer, work through a short list:
For illustration, a Council Bluffs commercial bakery replacing a deck oven might weigh the cost of lost wholesale orders during an outage against the offer in front of it. An Iowa City auto shop adding a second lift might compare the extra jobs per week against the payment. Your offer lays out the full repayment amount so the math is straightforward.
Iowa owners are practical by nature. Equipment financing should be a practical decision too, based on numbers you can see before you sign.
Your offer spells out the full repayment amount and the schedule before you accept. Get a quote from your equipment vendor, compare it to the offer, and make sure the payment fits your monthly cash flow. Qualified businesses can be funded in as little as 24 hours.
Tell us what you are buying when you apply. We review the purchase together with your deposit history.
A quote helps us size the request accurately, so it is a good idea to have one ready.
FICO scores from 500 are considered. Your deposit history is a major part of the review.
Yes, sole proprietors can apply.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Example uses for illustration only.
Small preparations make equipment requests smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding