Guide
PCI compliance is a short list of good habits and an annual questionnaire. This is the practical version. This is general information, not legal or tax advice.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express explains payments in plain English so owners can make better decisions about equipment and processing.
PCI compliance is a short list of good habits and an annual questionnaire. This is the practical version. This is general information, not legal or tax advice.
PCI is the set of security standards for businesses that accept cards. For most small merchants it comes down to using a secure payment system, not storing card numbers and completing a yearly self-assessment.
A modern POS handles the hard part. Your job is the habits around it.
Use devices that encrypt card data.
Do not write or keep card numbers on paper or files.
Individual logins and limited permissions.
Do the annual self-assessment on time.
A bakery owner realizes she has been jotting phone-order card numbers on a pad. She switches to the virtual terminal, shreds the pad and completes the questionnaire the same week.
This comes up for almost every owner at some point. Most of the stress is not the problem itself but not knowing the next step, so having the steps written down before you need them is the real fix. Print the steps, put them where your team can see them and rehearse them once.
If you would rather hear it from us, call (305) 384-8391. We will walk through the decision with you, quote the equipment and processing for your business and look at your statement while we are at it.
Put the checklist on the calendar. Choose a date each year, perhaps with your accountant's deadline, to review equipment, passwords, staff access and any paper that touches card data. When something changes, such as a new device, a new online page or a new location, review again, because compliance follows the setup. Keep the completed attestation with your tax documents. This is general information, not legal or tax advice.
As explained by Merchant Fund Express. Updated 2026.
Your processor sends reminders; we help you complete it.
Clover is designed to meet PCI standards; your own habits still matter.
Use the virtual terminal and never write numbers down.
Some processors charge a fee for non-compliance; we help you stay current.
Clover can accept payments in offline mode for a limited time and sends the stored transactions when the connection returns; ask us how the limits apply to your account.
Yes. English and Spanish support are available by phone, on site and during staff training, so the person who opens on Monday can learn it in the language they work in.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
