Guide
Some offers charge a monthly subscription, some take a cut of each sale, some do both. The right one depends on your volume and ticket size.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express explains payments in plain English so owners can make better decisions about equipment and processing.
Some offers charge a monthly subscription, some take a cut of each sale, some do both. The right one depends on your volume and ticket size.
A subscription is predictable: you pay the same each month regardless of sales. A per-transaction model scales with volume: you pay more when you sell more and less when you do not. Most offers blend them.
Compare them with your own numbers. Take last month's card sales, apply each model and look at the total, not the headline.
Software and support at a set amount.
A fee on each sale, which rises with volume.
A monthly fee plus transaction fees.
Use real monthly volume and average ticket.
A cafe with many small tickets finds that a plan with a lower monthly fee but a higher per-sale charge costs more than a flat plan. A quarter-hour with a statement makes the choice obvious.
This comes up for almost every owner at some point. Most of the stress is not the problem itself but not knowing the next step, so having the steps written down before you need them is the real fix. Print the steps, put them where your team can see them and rehearse them once.
Talk to a person at (305) 384-8391. Describe your counter, your busiest hour and how customers pay, and we will recommend the lightest setup that does the job, with installation and training on site.
To compare offers fairly, build a small table for a typical month: your monthly card volume, number of transactions, average ticket and number of devices. Apply each offer's monthly, per-device and per-transaction charges to the same row and add the equipment terms. The model that is cheapest at your volume often changes when volume doubles, so run the table for a slow month and a busy one.
As explained by Merchant Fund Express. Updated 2026.
It depends on your volume and ticket size; compare with your own statement.
We explain equipment terms in your quote.
Ask what notice you get; we explain the terms in writing.
Send a statement and we will run the numbers.
Sometimes. We review what you have and tell you what can be reused, what is worth replacing and what you should check in your contract before deciding.
There is no published price list because the right number depends on your volume, card mix and devices. Call for a personal quote and a free rate review.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
