Funding can cover equipment, software and onboarding for remote staff; tie it to the revenue they support.
Check my optionsRunning the business
Remote and hybrid teams have specific costs: equipment for home offices, collaboration software, occasional in-person gatherings and security tools. Some of these are one-time and reasonable to fund; others are recurring and belong in the operating budget.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Existing balances of $100,000 or less can be bought out.
A human reads the file, not just an algorithm score.
A person reviews your revenue, time in business and bank activity, often within hours.
You can apply at 500; stronger credit opens more products.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment is the clearest one-time cost. Laptops, monitors, headsets and ergonomic chairs for remote staff can add up quickly when several people start at once. Equipment financing, leasing through a vendor or short-term capital can spread that cost when the hires are expected to produce revenue.
Collaboration and communication tools, such as video conferencing, chat, project management and document sharing, are typically subscriptions. Because they recur, they should be covered from operations. Consolidating overlapping tools often lowers costs and simplifies work for the team.
Culture-building activities, such as periodic team gatherings, onboarding weeks or retreats, have travel and event costs. These are investments in retention and productivity, and while they can occasionally be funded as part of a growth plan, they are usually better budgeted from operating revenue so they recur reliably.
Security matters more with distributed teams. Device management, multi-factor authentication, secure file sharing and training against phishing protect the business. Setup costs can be one-time; ongoing licenses are recurring.
Measure what culture investments return. Track retention, time to productivity for new hires and customer satisfaction. If remote work lowers office costs, those savings can fund equipment and gatherings without borrowing.
MFE considers credit from 500 and can fund one-time equipment and onboarding costs tied to revenue-producing hires.
Onboarding is where remote culture is won or lost. A structured first week, with equipment shipped in advance, scheduled introductions and clear written processes, helps new remote hires become productive faster, which shortens the payback on hiring costs.
Remote teams also need clear expense policies. Defining what home-office costs the business covers, and how they are reimbursed, avoids confusion and keeps spending predictable.
Here is short-term funding for equipping several new remote hires. Illustrative numbers.
| Funding for the project | $50,000 |
| Total payback (factor 1.28) | $64,000 |
| Term | ~44 weeks |
| Payment per week | $1,455 |
| Monthly payment the project must cover | $6,298 |
| Your estimate of added monthly profit | $25,000 |
| Verdict | Pays back within the term |
Illustrative. Replace the estimate with your own numbers before applying.
| Laptops, monitors, headsets | One-time; equipment financing or short-term capital |
| Collaboration software | Recurring; operations |
| Team gatherings | Periodic; usually operations |
| Security setup | One-time setup, recurring licenses |
| Office savings | Can offset remote costs |
Good fit:
Probably not yet:
Yes, equipment is a one-time cost that can be financed.
No, subscriptions belong in the operating budget.
Usually better budgeted from operations so they recur reliably.
Device management, multi-factor authentication and phishing training.
Retention, time to productivity and customer satisfaction.
Often, if remote work reduces rent or utilities.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
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